Palmetto Homes with Bay Front Water Frontage

Palmetto Homes with Bay Front Water Frontage

Welcome to Palmetto, Florida—a charming city nestled in the heart of Manatee County, where the serene beauty of the bay meets the vibrant spirit of coastal living. With its picturesque waterfront views, Palmetto offers a unique blend of small-town charm and modern amenities, making it an ideal place for families, retirees, and everyone in between.

One of the most alluring features of Palmetto is its stunning homes with bay front waterfrontage. Imagine waking up each morning to the gentle sound of waves lapping against the shore, the sun rising over the horizon, and the vibrant colors of nature surrounding you. These waterfront properties not only provide breathtaking views but also offer direct access to a wealth of recreational activities—whether it's boating, fishing, or simply enjoying a sunset stroll along the shore.

Palmetto is rich in community spirit, with a variety of local events, parks, and cultural attractions that invite residents to engage and connect. The city is conveniently located near some of Florida's most beautiful beaches, as well as the bustling cities of Sarasota and Tampa, providing a perfect balance of tranquility and urban excitement.

In Palmetto, you’ll find a diverse range of homes that cater to every lifestyle, from cozy bungalows to luxurious estates. Each property with bay front waterfrontage is not just a home; it’s a gateway to a vibrant lifestyle filled with adventure, relaxation, and the beauty of Florida’s nature. Discover the charm of Palmetto and make your dream of waterfront living a reality!

Newest Palmetto Homes with Bay Front Water Frontage

2320 Terra Ceia Bay Boulevard Unit 711, Palmetto
$110,000
1 Beds ⋅ 1 Baths ⋅ Park West SubDv. ⋅ 34221 Zip Code
Experience the charm of coastal living in this beautifully appointed, turnkey 1-bedroom, 1-bath condo located on the 7th floor of Terra Ceia Club Condo. Enjoy picturesque views of the tranquil pond and Terra Ceia Bay, along with breathtaking sunsets from this inviting residence. The updated kitchen features quartz countertops, newer appliances, and a 5-stage reverse osmosis water filtration system. Newer furnishings throughout, including a sleeper sofa just two years old, add comfort and convenience for owners and guests alike. Additional storage in the laundry closet adds everyday practicality. Offered TURNKEY, this condo is an ideal seasonal retreat, year-round residence, or attractive investment opportunity with rental income potential. Milestone and SIRS inspections have been completed for added peace of mind. Terra Ceia Club Condo residents enjoy their own heated swimming pool and fitness center, along with access to additional recreational and social amenities, including golf, tennis, pickleball, and dining at the Back Bay Grill, available for additional fees. Ideally situated along Florida's beautiful Gulf Coast, this hidden gem offers convenient access to shopping, arts and entertainment, marinas, boating, fishing, major league sports, and three international airports. The renowned beaches of Anna Maria Island, Siesta Key, and Clearwater Beach are all within easy reach. Whether unwinding with a peaceful sunset overlooking the bay or enjoying the community's recreational and social opportunities, this residence captures the essence of Florida coastal living!

2320 Terra Ceia Bay Boulevard Unit 711, Palmetto
2318 5th Street E, Palmetto
$699,900
3 Beds ⋅ 4 Baths ⋅ Sanctuary Cove Community SubDv. ⋅ 34221 Zip Code
***SELLER OFFERING 10K CREDIT AT CLOSING FOR RATE BUY DOWN OR TOWARD CLOSING COSTS*** Discover the perfect blend of modern elegance and Florida coastal living in this stunning 2022-built home in the sought-after gated waterfront community of Sanctuary Cove in Palmetto. Offering an impressive 2,507 square feet of heated living space, 3 bedrooms, 3 full bathrooms, and a half bath, this beautifully appointed residence stands out with its stylish finishes, spacious design, and pristine, move-in-ready condition. Step inside and fall in love with the light, open feel and neutral palette that creates an atmosphere of effortless style. The expansive open-concept living area flows beautifully into the kitchen, making it equally suited for elegant entertaining and comfortable everyday living. Beyond the interior, a screened lanai and fenced backyard create the perfect private retreat for enjoying peaceful mornings, relaxing evenings, and the year-round Florida lifestyle. Sanctuary Cove offers an exceptional waterfront setting near the Manatee River, with a beautiful clubhouse, community marina, and opportunities to enjoy the boating lifestyle. Conveniently located near Tampa, Bradenton, Sarasota, Gulf Coast beaches, premier shopping, dining, and entertainment, this home delivers modern comfort in a sought-after coastal community. Stylish, spacious, and impeccably maintained—this is Florida living at its finest! Don't miss your opportunity to make this exceptional Sanctuary Cove home your own. Schedule your private showing today and come experience firsthand everything this beautiful home and waterfront community have to provide. This is the larger model being offered with 3.5 baths and 3/bedrooms and office.

2318 5th Street E, Palmetto
320 Bayshore Drive, Palmetto
$1,100,000
34221 Zip Code
RARE WATERFRONT COMMERCIAL OPPORTUNITY — NEAR I-75 & I-275 | TERRA CEIA BAY | PALMETTO, FLORIDA! Discover an exceptional opportunity to acquire approximately 0.95 acres of waterfront property along beautiful Terra Ceia Bay, strategically located near the I-75 and I-275 interchange in northern Manatee County! Situated at 320 Bayshore Drive, this unique property combines a highly desirable waterfront setting with convenient access to major transportation corridors serving Tampa, St. Petersburg, Bradenton, Sarasota, and the surrounding Gulf Coast region. The property features an existing 2,826-square-foot building with 3,122 square feet under roof, offering potential for renovation, adaptive reuse, or future redevelopment. The building requires repairs and updating, allowing a new owner to evaluate improvements and customize the property to suit their intended use. LOCATION IS A MAJOR ADVANTAGE! Positioned just off the US 19 corridor and near the interstate junction, this property offers convenient regional connectivity while maintaining the appeal of a scenic waterfront setting. Mature trees, established surroundings, and frontage along Terra Ceia Bay add character to this distinctive property. Whether you're an investor seeking a unique waterfront asset, a business owner exploring a potential commercial location, or a developer evaluating future opportunities, this property offers flexibility and possibilities worth investigating. WATERFRONT LOCATION • NEAR MAJOR INTERSTATES • EXISTING BUILDING • RENOVATION & REDEVELOPMENT POTENTIAL! Property is offered with existing improvements in need of renovation. Commercial uses, redevelopment opportunities, and improvements are subject to verification of zoning, permitting, environmental requirements, and governmental approvals. Additional property photographs and information are available upon request. Explore the potential of this distinctive Terra Ceia Bay waterfront property!

320 Bayshore Drive, Palmetto
6 Basin Street, Palmetto
$189,000
1 Beds ⋅ 1 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code
WATER FRONT and NO LOT RENT, with your own assigned boat dock steps from your home. Fully Furnished updated 1 bedroom home with direct views of the harbor/bay from your living room. Enclosed Patio on the left side of home and air conditioned for comfort adding a great Florida relaxing space. Fully furnished and ready for move in. Kitchen has Granite counters, newer appliance's, and soft close cabinets. Storage shed in the rear with washer/dryer. Tropic Isles is a 55+ active community loaded with amenities, heated pool and spa, full service marina with boat ramp, shuffleboard, fitness room, community activity calendar. All the amenities plus, water, trash, sewer, management, and the marina included in the monthly fee of $372. Private Financing Available. More photos to come.

6 Basin Street, Palmetto
902 25th Avenue W, Palmetto
$999,000
4 Beds ⋅ 3 Baths ⋅ Manati Shores SubDv. ⋅ 34221 Zip Code
EXTRAORDINARY WATERFRONT PARADISE OFFERING THE ULTIMATE FLORIDA LIFESTYLE! This absolutely stunning, completely renovated 4 BEDROOM, 3 BATHROOM waterfront residence offers luxurious interiors, spectacular outdoor spaces and exceptional boating access, ideal as a primary residence, winter retreat or vacation rental! Perfectly situated on a DEEP WATER CANAL WITH NO BRIDGES TO THE OPEN WATERS OF TAMPA BAY AND THE GULF, this tropical paradise makes every day feel like a vacation! From the gorgeous renovations to the BRAND NEW RESORT STYLE POOL, this is waterfront living at its finest! Beautifully updated inside and out, the home showcases modern design and attention to detail. An open, inviting floor plan connects the spacious living and dining areas, with beautiful flooring, abundant natural light and a fireplace adding warmth and character. The updated kitchen features granite countertops, white cabinetry with glass front accents, stainless steel appliances and generous counter seating, creating a wonderful space for cooking and gathering. The spacious primary suite is a private retreat with charming shiplap walls and barn doors leading to a GORGEOUS primary bathroom! Its distinctive double vessel sinks, beautiful wood vanity, gold tone fixtures and oversized walk in shower with built in bench and multiple shower controls create a spa inspired experience. Three additional bedrooms offer flexibility for family, guests or an office, complemented by updated bathrooms. The owners have spared no expense on upgrades, including a newer roof, new A/C and ductwork, new pool and equipment, all new plumbing including removal of cast iron drains, new electrical, spray foam insulation, new landscaping and irrigation system, new dock, 10,000 LB COVERED BOAT LIFT, seawall and more! THE OUTDOOR LIVING SPACE IS NOTHING SHORT OF SPECTACULAR! Designed to embrace Florida’s year round sunshine and waterfront lifestyle, this incredible backyard is truly an entertainer’s dream! The BRAND NEW SWIMMING POOL features a spacious sun shelf, perfect for relaxing in the tropical surroundings. Multiple lounging and gathering areas invite entertaining or quiet moments by the water. One of the property’s most impressive features is the HUGE CUSTOM TIKI HUT, complete with generous bar seating and an incredible tropical atmosphere! Whether hosting gatherings, enjoying cocktails with friends or relaxing after a day on the water, this exceptional property delivers the feeling of your own private paradise. Beautiful tropical landscaping and inviting seating areas create a setting that is both private and visually stunning. For boating enthusiasts, the location is equally impressive! With DIRECT BOATING ACCESS AND NO BRIDGES TO TAMPA BAY AND THE GULF, the best of Florida’s Gulf Coast is within reach. Spend your days cruising beautiful waterways, fishing offshore, exploring nearby islands or visiting waterfront restaurants by boat. Return home to your tropical oasis, where the pool, tiki hut and spectacular outdoor spaces await! This exceptional residence represents an incredible lifestyle combining luxurious modern amenities, outstanding outdoor entertaining and the freedom of waterfront living. DO NOT MISS THIS AMAZING OPPORTUNITY!!!

902 25th Avenue W, Palmetto
610 Riviera Dunes Way Unit 602, Palmetto
$2,000,000
3 Beds ⋅ 5 Baths ⋅ Laguna At Riviera Dunes I SubDv. ⋅ 34221 Zip Code
Step inside, and the evening begins. Golden light pours through floor-to-ceiling glass, the marina glitters below, and the Manatee River stretches toward the Gulf. Welcome to one of the rarest addresses at Laguna at Riviera Dunes: a two-story, 4,244-square-foot penthouse where every detail has already been designed, renovated, and finished. There are no contractors, no dust, and no waiting. Pour something from the whiskey bar, rack up a game in the billiard room, or let the conversation spill from the great room onto the covered terrace and open sun deck over the marina as the sun goes down. Linear electric fireplaces warm both the lounge and the great room, where a lit built-in media wall anchors the space. The upper level holds a whiskey bar and wine bar; the lower level has its own wine and coffee bar, with wine refrigerators on both floors. A private residence elevator and a staircase connect the two levels. The office opens to a balcony and has custom cabinetry, seating for two, five built-in file drawers, and under-lighting. Ten-foot ceilings, new LVP and porcelain tile flooring, and custom electric shades on the sliders set a sleek, modern tone throughout. The kitchen was extended and finished in quartz and soapstone, with a new island and custom built-in table, glass-front display cabinetry, LG ThinQ appliances including a refrigerator with Craft Ice, and a pantry with custom shelving and its own appliance area. Three en-suite bedrooms include a primary suite with two feature walls of custom lighting, a built-in dresser, makeup vanity and nightstands, blackout shades with an added privacy shade, and a balcony overlooking the marina. Two separate primary baths each with a custom walk-in closet; one bath centers on a freestanding soaking tub set inside a glass-enclosed shower. The guest baths have walk-in showers and floating vanities with under-lighting. There are four full and one half baths in all, and the laundry room adds custom wood doors and a built-in dog bath. The big-ticket items are done too. New roof in 2025 with all assessments paid, two new A/C systems, a new water heater, impact windows and sliders refitted with new rollers and hardware, and a recently completed SIRS inspection and reserve study. A deeded, oversized, enclosed two-car garage beneath the building provides secure parking and abundant storage. Life here revolves around the water. This 24-hour guard-gated boating community surrounds a storm-resistant, deep-water marina, with slips available for purchase or lease. A community pool and spa, tennis courts, a fitness center, a covered outdoor pavilion, and a clubhouse with a full kitchen and library are all on site, and next door, Riviera Dunes Dockside restaurant has a private entrance for residents. Downtown Bradenton sits just across the river, and the beaches of Anna Maria Island and the dining of Sarasota are an easy drive. All that’s left is to move in.

610 Riviera Dunes Way Unit 602, Palmetto
2825 Terra Ceia Bay Boulevard Unit 1402, Palmetto
$499,000
3 Beds ⋅ 2 Baths ⋅ Bay Club Homes Condominium SubDv. ⋅ 34221 Zip Code
Enjoy breathtaking, unobstructed open water views across the bay from the comfort of this tranquil luxury residence in Bay Club at Terra Ceia Bay Golf & Country Club. The popular Grandview floor plan features three bedrooms plus an office, an oversized kitchen and great room, spacious bedrooms, and walk-in closets--offering rare space and exceptional value for a condo with amazing water views! The kitchen, complete with a pantry and abundant storage and counter space, opens to the great room and separate dining area, making it perfect for entertaining. Floor-to-ceiling impact siders open to the screened balcony where you can relax and take in the STUNNING SUNSETS over the bay and views of the Sunshine Skyway Bridge. Additional conveniences include an assigned under-building parking space and storage area. Terra Ceia Bay is truly a hidden gem—a gated waterfront and golf community with no membership required, offering an ideal location with easy access to I-275, I-75, and US 41. St. Petersburg and Sarasota are within a 30-minute drive, and Tampa International Airport is less than an hour away. Call today to schedule your private showing of this exceptional waterfront home.

2825 Terra Ceia Bay Boulevard Unit 1402, Palmetto
321 45th Street Court W, Palmetto
$245,000
3 Beds ⋅ 1 Baths ⋅ Palmetto Point SubDv. ⋅ 34221 Zip Code
Palmetto Point "Diamond in the Rough." This home is ready for a new shine! Located in Palmetto Point with just a short distance to I-275 or I-75 exchanges for easy commuting. The home has a garage to bedroom conversion, three full bedrooms, one bath, tiled floors throughout and lots of potential. Bring your creative mind and make it shine again! The home sits on a decent sized lot with room for a pool and side yards that could keep a small boat or camper. For the avid boater ~ Palmetto Point has a community boat dock and clubhouse. The cost is $300.00 annually plus $40.00 for the fob for access. The boat dock is direct access to Terra Ceia Bay. The Clubhouse can be rented out for special occasions that is accessible to members only. Special rental fees appy.

321 45th Street Court W, Palmetto
4405 Pinfish Lane, Palmetto
$430,000
2 Beds ⋅ 2 Baths ⋅ Gulf & Bay Estates SubDv. ⋅ 34221 Zip Code
TAKING OFFERS UNTIL NOV 11! Bring your buyers offers! This fully renovated 2-bedroom, 2-bath home has been transformed with high-end finishes throughout, including rich walnut cabinetry, designer tile, sleek tile flooring, and beautifully updated kitchen and baths. Every detail was selected to create a clean, modern, upscale feel that is truly move-in ready. Step outside and enjoy the Florida lifestyle from your own waterfront property, complete with a private boat lift for easy days on the water. Whether you're entertaining, relaxing at home, or heading out by boat, this property delivers the lifestyle buyers are looking for. 2019 roof and 2018 HVAC. Stylish, turnkey, and exceptionally well finished, 4405 Pinfish Lane is a rare opportunity to own a luxury waterfront home in Palmetto.

4405 Pinfish Lane, Palmetto
130 Riviera Dunes Way Unit 703, Palmetto
$680,000
2 Beds ⋅ 2 Baths ⋅ Riviera Dunes Marina Condo SubDv. ⋅ 34221 Zip Code
Experience elevated waterfront living at Riviera Dunes, where sweeping views of the Manatee River and marina provide a stunning backdrop to this spacious seventh-floor residence. Ideally positioned just before the Hernando DeSoto Bridge, this two-bedroom, two-bath condominium offers 1,978 square feet of air-conditioned living space and an east-facing balcony overlooking the water and marina. The thoughtfully designed floor plan features tile flooring throughout the main living areas, carpeting in the bedrooms, and a kitchen appointed with wood cabinetry and modern Whirlpool appliances. A separate laundry room and generous storage add everyday convenience. The spacious primary suite offers two walk-in closets and an en-suite bath with a soaking tub and separate shower. Enjoy the lifestyle of this gated waterfront community, where resort-style amenities include three swimming pools, a beach club with a cabana available for daily rental, poolside service, a newly equipped fitness center, coffee café, pickleball courts, bocce ball and cornhole. Additional amenities include a billiards room, private theater, conference room, workshop, expansive turf lawn and two reserved parking spaces. For waterfront dining close to home, Riviera Dunes Dockside Social Bar and Grill is located within the community. Convenience meets coastal living with downtown Bradenton just minutes away and easy access to I-75 and I-275, connecting Sarasota, St. Petersburg and Tampa. Sarasota Bradenton International Airport, St. Pete-Clearwater International Airport and Tampa International Airport are all within convenient reach. Whether enjoying the morning sun over the marina, dining along the waterfront or taking advantage of the community's exceptional amenities, this residence offers an inviting opportunity to experience the Riviera Dunes lifestyle.

130 Riviera Dunes Way Unit 703, Palmetto
2625 Terra Ceia Bay Boulevard Unit 206, Palmetto
$268,900
3 Beds ⋅ 2 Baths ⋅ The Estuaries 2 SubDv. ⋅ 34221 Zip Code
Move-in ready Florida retreat! This end-unit, 3BR/2BA condo in the sought-after Palms of Terra Ceia Bay offers light-filled interiors, updated light cabinetry, granite countertops, and NEW LVP flooring in the living room and bedrooms (2025). Enjoy peaceful morning coffee and birdwatching from your private balcony overlooking mangrove-lined waters and Terra Ceia Bay. Complete with assigned under-building parking and a storage unit right outside your door. **Estuaries 2 is in excellent financial and structural standing, with both the Milestone Report and SIRS Study on file.** Resort-style community amenities include a heated pool, 500' fishing pier, mangrove boardwalk, grilling areas, and a public clubhouse with a tiki bar. Optional golf, pickleball, tennis, and fitness memberships are also available on-site! Quick access to I-75, I-275, and Hwy 41 puts St. Pete, Sarasota, Tampa, and gulf beaches just minutes away. Schedule your private tour today and start living the Florida lifestyle!

2625 Terra Ceia Bay Boulevard Unit 206, Palmetto
907 35th Avenue Drive W, Palmetto
$4,995,000
5 Beds ⋅ 6 Baths ⋅ River Terrace SubDv. ⋅ 34221 Zip Code
This tropical paradise, crafted with contemporary European precision, is engineered and designed to be your serene and private oasis as well as a storm-safe haven built to the highest standards. Welcome to 907 35th Ave Dr West, a gated compound with a newly constructed home overlooking the River with access to the Gulf, and a fully renovated guest house or care-taker’s residence. This estate is one-of-a-kind and boasts quality, elegance, design, and world-class sunsets each and every night. The main house, completed in 2020, is positioned high above the water with exceptional views and supported by 31 augured pilings bored into bedrock. The home itself is built out of concrete (72 truckloads in total), columns poured at a minimum of every three feet with many walls being solid concrete. The floors on each level are pre-stressed concrete, and all interior framing is engineered wood which is fire retardant, termite resistant and impervious to moisture. Every detail in the construction of this masterpiece was meant to make it strong, sleek, stylish and efficient. In the main house you will find two bedrooms, two offices, three and a half baths rooms, and ample storage space on the ground level. The elevated infinity pool allows for incredible views of the water and seamless access to the main house. The new house has all impact windows, a 21kw generator, 500 gallon buried propane tank, and exquisite finishes throughout the interior which must be seen in person to be fully appreciated. Just a few are all solid core doors, imported Italian tile floors, custom made cabinets clad in walnut veneer, level 5 drywall throughout, full low voltage system, and much more. The original house on the property has been lovingly upgraded to and designed to comfortably house guests or caretakers. Finished with the same high-end feel the flexibility this additional structure brings to the property is amazing. There are 3 bedrooms and two full bathrooms in the guest house. The seawall was replaced with vinyl panels and a 24 inch concrete cap, there is a long dock with access to a boat lift that has water and power, and the structure is in place if you wish to add a canvas cover over your boat. The location on the Manatee River gives way to Tampa Bay and then to the Gulf of America, so this is an excellent boating location with access to all the fun and beauty the waters have to offer. This unique offering is truly an unrivaled opportunity, schedule your private showing today.

907 35th Avenue Drive W, Palmetto
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