Owner Financing Homes in St Petersburg, FL

2 Beds ⋅ 1 Baths ⋅ Buena Vista SubDv. ⋅ 33701 Zip Code

NO FLOOD ZONE! Charming newly renovated two bedroom/one bath home located on a quiet street in one of St Petersburg"s rapidly evolving neighborhoods. This home is situated in Bartlett Park just minutes from Tropicana Field, Central Avenue, downtown St Petersburg, Iconic Pier, the University of South Florida, and major hospitals. Lots of waterfront and tons of dining, entertainment and shopping options. Surrounded by new construction and beautifully renovated homes; this gem is high and dry in a no flood zone. Easy access to I-275. This home is move in ready. The welcoming screened in front porch with ceiling fan provides a whole other living space. New kitchen with glass top stove, granite countertops, and ample cabinets. Newer vinyl windows throughout. It has a brand new roof. Ceiling fans with remotes throughout. There is an attached separate utility room with new washer, dryer, and hot water heater. This room provides loads of storage space. Large fenced backyard and plenty of off-street parking.

716 15th Avenue S, St Petersburg

$274,900

2 Beds ⋅ 1 Baths ⋅ Lellman Heights 1st Sec SubDv. ⋅ 33714 Zip Code

Welcome home to this charming cottage that has been fully restored and styled to honor its historic origins! You'll find that the new quartz countertops, matte black finishes and freshly installed luxury laminate flooring add subtle modern convenience to make this quaint home completely move-in ready. Once you're settled in, pour up a glass of your favorite beverage and enjoy your large back yard from within the fully screened-in back lanai. Have peace of mind knowing this house is sturdy sitting on a concrete perimeter footer and situated on one of the higher points in St Pete, NON FLOOD ZONE. The large yard is fully fenced in, with a double gate allowing for secure and discreet RV or boat storage. All major components have been updated recently: Roof was permitted in 2020 (with an extra degree of protection w/ peel and stick underlayment), AC, electric panel and water heater also updated around 2020. Schedule a tour today to start your next chapter!

3530 51st Avenue N, St Petersburg

$289,000

4 Beds ⋅ 2 Baths ⋅ Orange Hill SubDv. ⋅ 33712 Zip Code

Discover an outstanding investment opportunity with this spacious 4-bedroom, 2-bath home, perfectly situated to enjoy the best of St. Petersburg. St. Pete Beach—only 6.3 miles away—while downtown St. Petersburg and its bustling attractions are a mere 3-mile drive. The lively Art District on 22nd St S is practically in your backyard, just 1 mile from your doorstep, offering endless entertainment and cultural experiences. With a roof installed in December 2019, but also boasts instant cash flow thanks to reliable tenants currently renting at $1,995 monthly. Please respect the tenants’ privacy and refrain from disturbing them. All measurements are approximate, so buyers are encouraged to verify for accuracy. Don't miss your chance to own a piece of St. Petersburg’s vibrant lifestyle and secure a smart, income-generating investment!

1800 22nd Avenue S, St Petersburg

$395,000

4 Beds ⋅ 2 Baths ⋅ Victory Heights SubDv. ⋅ 33711 Zip Code

Discover this beautifully renovated 4-bedroom, 2-bath home offering comfort, style, and flexibility. Thoughtfully updated throughout, the property features new flooring, modern finishes, abundant natural light, and comes fully furnished with an acceptable offer, making it truly move-in ready. This property is laid out with 3 bedroom 1 bath in the front and a 1 bedroom 1 bath separate door for mother in law. The spacious layout provides ample room for families, professionals, or those seeking a turnkey furnished residence. The home has successfully accommodated corporate and midterm rental guests, including traveling professionals, insurance relocation clients, and extended-stay visitors, demonstrating its versatility and appeal. Outside, you’ll find a generous front yard with plenty of outdoor space to enjoy. While the yard is not fully fenced, it offers ample room for relaxation, entertaining, or outdoor activities. Whether you’re searching for a primary residence, a second home, or a property with furnished rental potential, this beautifully maintained home offers a unique opportunity with modern updates and exceptional flexibility.

4811 Emerson Avenue S, St Petersburg

$450,000

2 Beds ⋅ 1 Baths ⋅ Cresent Lake Gardens SubDv. ⋅ 33701 Zip Code

CHARMING COTTAGE IN BEAUTIFUL CRESENT LAKE NEIGHBORHOOD | SELLER FINANCING CONSIDERED W/ MIN DOWN PMT OF $70K — With acceptable contract executed prior to 7-30-2026, seller to provide a 12,000 BTU mini - split for the sunroom area (in the box and ready for you to install) so get over to this gem nestled in the heart of St. Petersburg's most coveted walkable neighborhood, Crescent Lake, just 11 blocks from the heart of downtown St. Pete. Homes like this don't come along often, and when they do, they don't last. This beautifully maintained 2-bedroom, 1-bathroom cottage sits on a quaint, private street that feels worlds away from the bustle of everyday life, yet puts you steps from everything that makes Crescent Lake one of the most desirable zip codes in all of Tampa Bay. From the moment you arrive, the fresh exterior paint, lush new landscaping, and fully fenced yard set the tone — this home has been loved and it shows. Step inside and be greeted by the warmth of original hardwood floors that carry decades of character beneath your feet, perfectly complemented by a freshly painted interior that feels bright, clean, and move-in ready. The updated kitchen features gleaming stainless steel appliances, making it as functional as it is stylish. But the real showstopper? A stunning glass-enclosed Florida room that floods the home with natural light — the perfect spot for your morning coffee, afternoon reading, or entertaining friends on a breezy St. Pete evening. And that's not all. Out back, you'll find not one but two bonus structures: a handy storage shed AND a climate-controlled she-shed that's just waiting to become your home office, creative studio, or ultimate retreat. Practical details seal the deal: a private driveway accommodating two cars, a fully fenced yard for peace of mind, and a price that is frankly hard to believe for this neighborhood. There's also genuine opportunity here — the layout lends itself beautifully to adding a second bathroom, and renovation loan options make it easier than ever to customize and build equity from day one. Whether you're planting roots for the first time or looking for the perfect Florida retreat, this Crescent Lake stunner checks every box.

1175 Highland Court N, St Petersburg

$450,000

2 Beds ⋅ 1 Baths ⋅ Bobbitts Sub SubDv. ⋅ 33701 Zip Code

Amazing Opportunity in Crescent Lake | House Hack, Investment Potential & Seller Financing Available! Perfectly positioned on a prominent corner parcel in the highly sought-after Crescent Lake neighborhood, 1162 Highland Street N presents a rare opportunity to secure a charming updated residence with exceptional flexibility, future upside, and the potential to create a compelling investment strategy. Even more unique, the adjacent duplex is also being offered for sale, creating a one-of-a-kind opportunity to acquire neighboring properties for a house-hack setup, multi-property investment portfolio, or future compound with creative seller financing available on either or both properties. This beautifully maintained 2-bedroom, 1-bathroom residence seamlessly blends timeless character with thoughtful updates. Inside, an abundance of natural light fills the home, highlighting the fresh interior paint, updated lighting fixtures, and durable vinyl flooring that flows throughout the living spaces. The inviting living room is anchored by a charming decorative fireplace, creating a warm and welcoming focal point. The kitchen has been tastefully updated with granite countertops, offering both style and functionality. Outside, the detached garage offers exceptional versatility and presents an outstanding opportunity for conversion into a future guest suite, mother-in-law suite, home office, creative studio, or additional income-producing space, subject to buyer verification and approvals. Whether you're searching for a primary residence in one of St. Petersburg's most beloved neighborhoods, an investment with expansion potential, or the opportunity to acquire multiple adjoining properties with flexible seller financing, 1162 Highland Street N represents a rare offering where lifestyle, location, and long-term upside converge. Just moments from Crescent Lake Park, downtown St. Petersburg, vibrant restaurants, boutique shopping, and the city's renowned waterfront, this is an opportunity to invest not only in a property—but in one of St. Petersburg's most desirable and enduring neighborhoods.

1162 Highland Street N, St Petersburg

Current Owner Financed Homes Available