Madeira Beach Homes under $400,000

Madeira Beach Homes under $400,000

Welcome to Madeira Beach, Florida – a hidden gem nestled in the heart of Pinellas County! Known for its stunning white sandy beaches, vibrant local culture, and laid-back atmosphere, Madeira Beach is the perfect place to call home. With its picturesque waterfront views and charming beachside community, this delightful city offers an idyllic lifestyle for those looking to escape the hustle and bustle of city life.

One of the best-kept secrets about Madeira Beach is the availability of beautiful homes priced under $400,000. Whether you're a first-time homebuyer, a retiree seeking a peaceful retreat, or an investor looking for a vacation rental opportunity, Madeira Beach has something for everyone. From cozy beach cottages to modern condos with breathtaking views, these affordable homes offer a perfect blend of comfort and convenience without breaking the bank.

Imagine waking up to the sound of waves gently lapping at the shore, enjoying your morning coffee on a sun-drenched patio, and spending your days exploring the vibrant local shops, dining at delightful seafood restaurants, or indulging in water sports like paddleboarding and fishing. Madeira Beach is not just a place to live; it’s a lifestyle filled with sun, sand, and community spirit.

With its charming atmosphere, fantastic amenities, and homes that fit a variety of budgets, Madeira Beach is an ideal destination for anyone seeking a slice of paradise. Don’t miss your chance to discover the beauty and charm of this wonderful beach town – your dream home awaits!

Newest Madeira Beach Homes under $400,000

601 American Legion Drive Unit 3, Madeira Beach
$299,000
Harborside Boat Club Of Madeira Beach Condo SubDv. ⋅ 33708 Zip Code
BEAUTIFUL 70X22 FEET FEE SIMPLE DEEDED BOAT SLIP ON MADIERA BEACH BEHIND THE MARRIOT COURTYARD AND ADJACENT TO THE AMERICAN LEGION CLUB. SLIP IS ON THE INTERCOASTAL AND DEEP ENOUGH FOR A SAILBOAT. READY TO ENJOY WITH WATER AND ELECTRIC. BELIEVE YOU CAN FIT UP TO A 75 FOOT BOAT. IT'S $35 A MONTH TO USE ALL OF THE FACILITIES ON THE MARRIOT GROUNDS TO INCLUDE THE BAR, POOL, LAUNDRY ROOM AND FITNESS CENTER ON THE PREMISES. SLIP IS CURRENTLY LEASED ON A MONTH TO MONTH FOR $2000 MONTHLY. YOURE GOING TO LOVE IT HERE WITH PERFECT LOCATION AND 800 FEET TO PUBLIX GROCERY STORE, THE ANGRY PEPPER, MCDONALDS AND SLYCE PIZZA. FIVE MINUTES TO BAY PINES VA. SERIOUS BUYERS ONLY PLEASE. CALL AGENT DIRECTLY.

601 American Legion Drive Unit 3, Madeira Beach
14141 Gulf Boulevard Unit 5, Madeira Beach
$309,000
1 Beds ⋅ 1 Baths ⋅ Gulf Gardens Motel Apts Condo SubDv. ⋅ 33708 Zip Code
This beach cottage was renovated in 2025 and is zoned for daily rentals with easy beach access across the street. The HOA due is $512/month and includes flood insurance, water, landscaping and all exterior maintenance including roof, pool maintenance, garbage pickup and interior and exterior pest control.

14141 Gulf Boulevard Unit 5, Madeira Beach
13343 Gulf Boulevard Unit B5, Madeira Beach
$229,000
1 Baths ⋅ Wave Resort Condo The SubDv. ⋅ 33708 Zip Code
Welcome to your turnkey beach retreat at The Wave Resort in the heart of Madeira Beach. This beautifully furnished, first floor studio is ideally positioned directly beside the community’s newly renovated, full size swimming pool and just steps from the sugar white sand and sparkling waters of the Gulf of Mexico. Simply use the nearby crosswalk to reach the public beach access and enjoy swimming, sunbathing, ocean breezes, and unforgettable Gulf sunsets. The Wave Resort offers a community pool, poolside lounging areas, onsite laundry facilities, WiFi, cable, and convenient onsite parking. The association fee also includes electricity, water, sewer, trash, pool maintenance, exterior maintenance, and grounds maintenance, creating an easy, low maintenance ownership experience. The bright coastal interior features a comfortable sleeping area, storage, dining space, and a kitchenette complete with a sink, mini refrigerator, microwave, and solid surface countertops. The full bathroom includes a walk in shower. Located near restaurants, shopping, boating, fishing, entertainment, and the world famous John’s Pass Village and Boardwalk, this property offers the complete Madeira Beach lifestyle. With flexible short term rental opportunities and documented rental history available, buyers can enjoy their own beach getaway while generating income when they are away.

13343 Gulf Boulevard Unit B5, Madeira Beach
230 Medallion Boulevard Unit F, Madeira Beach
$359,000
2 Beds ⋅ 1 Baths ⋅ Madeira Beach Yacht Club Condo SubDv. ⋅ 33708 Zip Code
Welcome to your beach retreat! As you walk through the 2nd floor entry of this meticulously renovated 2-bedroom, 1-bath condo, you’ll instantly fall in love with the light and bright feel and open layout of your new home. You’re greeted by the gorgeous waterfall edge Quartz countertops and stainless appliances in the fully updated kitchen. Adjacent to the kitchen you’ll find the guest bedroom as you pass through to the living/dining room. Overhead you’ll notice the modern LED fixtures throughout the home, giving you custom lighting control to suit every mood and activity. The spacious primary bedroom offers plenty of room for a king bed and a generous walk-in closet customized in a California Closets-style with ample storage space. Let’s not forget the additional peace of mind the other upgrades this home provides including the hurricane impact windows, updated electric panel, upgraded insulation (in walls and attic space), 2025 HVAC replacement, and in-unit laundry. Planning to purchase as a 2nd home or investment property? You’ll also love the income potential of 1 WEEK MINIMUM rentals. Your condo fee includes sewer, water, trash, internet, and cable tv.Just off the Tom Stuart Causeway, Madeira Beach Yacht Club is located on the intracoastal waterway and just a short stroll to public beach access. This short-term rental community offers something for everyone with its 2 pools, fishing docks, and proximity to Madeira Beach’s ROC Park with its playground, splash pad, walking paths, tennis courts, and full calendar of public events. Madeira Beach Yacht Club is a prime location with countless shops and restaurants a short walk or drive away, including John’s Pass Village less than 2 miles down the road. You won’t want to miss this opportunity. Schedule your showing today!

230 Medallion Boulevard Unit F, Madeira Beach
179 Medallion Boulevard Unit D, Madeira Beach
$317,900
1 Beds ⋅ 1 Baths ⋅ Madeira Beach Yacht Club Condo SubDv. ⋅ 33708 Zip Code
WATERFRONT CONDO, COMPLETELY REMODELED AND PRICED TO SELL. Highly sought after Madeira Beach Yacht Club community. This lovely 1 bed 1bath ground level condo features a 110 sq ft enclosed patio in addition to the unit square footage and features acrylic sliding windows with screens and locking patio door. With unit windows open This room could be cooled and easily used as dining room. This unit also features tile throughout, crown molding, smooth ceilings, walk in shower and a brand new washer dryer all in one unit. MBYC allows 7 day rentals for maximum return on investment. Enjoy as an investment, second home or primary residence. No car needed walk to library, weekly fall/winter market, several restaurants, ice cream shops, drug and grocery stores. Pristine Madeira Beach is just across the street. Also ROC park is next door and features community events including popular Kingfish tournaments, basketball, tennis and pickleball courts, baseball and soccer fields, playground, splashpad and dog park. Take a Trolly ride to World famous Johns Pass about a mile away. MBYC amenities include 2 heated pools, 4 fishing piers and clubhouse

179 Medallion Boulevard Unit D, Madeira Beach
175 Medallion Boulevard Unit F, Madeira Beach
$324,900
1 Beds ⋅ 2 Baths ⋅ Madeira Beach Yacht Club Condo SubDv. ⋅ 33708 Zip Code
Welcome to this wonderful 1 bedroom, 1.5 bathroom condo located in Madeira Beach Yacht Club! This turnkey property is being offered fully furnished and is ready to be used either as a full time residence, second home or an investment property. Stepping inside you will be greeted by the spacious living room with a woodturning fireplace that connects though to the dining area and beautiful kitchen! The floors throughout have been updated to a lively vinyl plank and the kitchen has gorgeous marble countertops and a new refrigerator in 2024. The a/c system was replaced in 2025. There is a half bath downstairs with a stackable washer/dryer. Upstairs you will find the very spacious bedroom has currently been separated into two sleeping areas. There is also a full bath here which was updated in recent years and a very large walk in closet. Stepping outside you can stroll along the sidewalks that wind around the entire complex with stunning views of the intracoastal waterway. There are two pools available in the complex along with a sauna, workout room and a billiards room! Madeira Beach Yacht Club is located just steps to the white sandy beaches and sparkling blue Gulf waters off Madeira Beach. You are also just minutes to all of the shopping and activities you could imagine and less than 45 minutes to downtown St Pete, Tampa and TPA! Schedule your appointment to view this gem today!!

175 Medallion Boulevard Unit F, Madeira Beach
14054 Vivian Drive, Madeira Beach
$259,900
2 Beds ⋅ 1 Baths ⋅ Gulf Shores 3rd Add Rep SubDv. ⋅ 33708 Zip Code
Opportunity awaits in the highly desirable Madeira Beach community! This property is being sold AS-IS and offers incredible potential for investors, builders, or buyers looking to create their dream coastal retreat. The home is in need of repairs and renovations, making it an excellent candidate for restoration or redevelopment. Conveniently located just minutes from the Gulf beaches, restaurants, shopping, marinas, parks, and entertainment, this property offers the chance to enjoy the Florida beach lifestyle in a prime location. Whether you're looking for your next investment project or a place to customize to your own taste, don't miss this unique opportunity to own in one of Pinellas County's most sought-after beach communities.

14054 Vivian Drive, Madeira Beach
13343 Gulf Boulevard Unit C-12, Madeira Beach
$279,000
1 Beds ⋅ 1 Baths ⋅ Wave Resort Condo The SubDv. ⋅ 33708 Zip Code
YOUR ULTIMATE BEACHSIDE PARADISE AWAITS! Get ready to fall in love with this absolutely stunning, fully furnished 2nd-floor gem right in the heart of gorgeous Madeira Beach! This isn't just a property; it's a golden ticket. With a stellar, proven track record of highly successful weekly and monthly rentals spanning years. Whether you are looking for the ultimate dream vacation getaway or a powerhouse addition to your investment portfolio, the choice is yours?and the possibilities are truly endless! LOCATION, VIEWS, & LIFESTYLE! PRICE REDUCTION!!! It is rented very heavily so call for a private showing Steps from the Sand: The breathtaking Gulf of America is just a few footsteps away! Wake up and gaze at the sparkling waters right through your front window, or sip your morning coffee on the front porch with a beautiful view of both the Gulf and the pristine pool!

13343 Gulf Boulevard Unit C-12, Madeira Beach
169 Medallion Boulevard Unit E, Madeira Beach
$299,900
1 Beds ⋅ 2 Baths ⋅ Madeira Beach Yacht Club Condo SubDv. ⋅ 33708 Zip Code
PRICE IMPROVEMENT! Don’t miss this opportunity to own a fabulous condo just steps from the gorgeous Gulf beaches in desirable Madeira Beach! The Madeira Beach Yacht Club condos are NOT AGE RESTRICTED AND ALLOW 7-DAY MINIMUM RENTALS, making this an excellent option for full-time residents, snowbirds, or investors. Perfectly situated on the Intracoastal Waterway, the community offers beautiful sunrise and sunset views and is within walking distance to shopping, restaurants, and local attractions. This turnkey 2-story, 1-bedroom/1.5 bath condo has been beautifully updated and comes FULLY FURNISHED with new furniture, including a sleeper sofa. Recent upgrades include a NEW ROOF (2025), HVAC (2025), water heater (2024), range (2023), electric panel (2020), and HURRICANE-IMPACT WINDOWS (2018). The cozy living area features a wood-burning fireplace, while the functional kitchen offers granite countertops, wood cabinetry, and a convenient pass-through to the dining area. Additional features include a bonus room and PRIVATE LAUNDRY. Residents enjoy resort-style amenities including 2 swimming pools, a hot tub, sauna, clubhouse, fitness center, fishing docks, outdoor grills, picnic areas, and more. Flood insurance is included in the monthly condo fees! Schedule your private showing today!

169 Medallion Boulevard Unit E, Madeira Beach
337 Rex Place Unit A, Madeira Beach
$389,900
2 Beds ⋅ 2 Baths ⋅ Madeira Beach Yacht Club Condo SubDv. ⋅ 33708 Zip Code
One or more photo(s) has been virtually staged. WATERVIEW'S OF BOCA CIEGA BAY FROM YOUR LIVING ROOM! INVESTOR & SNOWBIRD PARADISE WITH FULLY FUNDED RESERVES! 7-DAY MINIMUM RENTAL meets ultimate peace of mind in the heart of Madeira Beach. Buyers and investors can purchase with absolute confidence, as the HOA SIRS is fully funded per Florida Law, the Milestone Inspection passed, and there are NO special assessments scheduled. Welcome to your completely renovated, GROUND FLOOR UNIT with WASHER & DRYER HOOKUP, coastal oasis in the highly sought-after Madeira Beach Yacht Club. Meticulously updated in 2026 with high-end modern finishes, this 2BR/2BA (master en-suite) gem delivers the perfect blend of luxury and convenience—whether you are looking for a full-time residence, a turnkey snowbird retreat, or a high-yield investment property that can generate strong short-term rental income. Step inside to a bright, open-concept great room featuring durable laminate flooring, sleek 5" baseboards, and a thoughtful hallway layout that optimizes bedroom privacy. The heart of the home is a gourmet kitchen boasting BRAND NEW QUARTZ COUNTERTOPS, crisp shaker cabinets, and brand-new stainless steel appliances, while both bathrooms shine with matching quartz surfaces. For ultimate convenience, a stackable washer/dryer hookup is located right in the guest bedroom closet, and the unit comes with the rare perk of two dedicated parking spots. Unwind on not one, but TWO large screened-in lanais—including one configured as a Florida Room. Both feature ceiling fans and are perfect for bug-free al fresco dining, featuring a completely replaced front lanai frame, screens, and doors as of 2026. Step out your door and you are just paces away from one of two pristine community pools, perfectly positioned far enough away to ensure zero noise disruption. Leave the car parked, because location is everything here. You are just a minutes-long stroll from the sugar-white sands of the Gulf of Mexico, local grocery stores, and daily essentials. Directly across the street lies ROC Park, featuring tennis/pickleball courts, basketball, a dog park, a water splash pad, a fishing pier, and an amphitheater for live concerts and seasonal festivals. You are also within easy walking distance to world-famous John’s Pass Village & Boardwalk for endless waterfront dining, shopping, bars, jet ski rentals, and fishing charters. Your monthly HOA fee offers true hassle-free living and covers Building Flood Insurance, Water, Trash, Internet, Basic Cable, Pool Maintenance, Grounds Landscaping, and robust Reserve Funding. Whether you’re dreaming of the ultimate beach lifestyle or a lucrative income-generating property in a high-demand vacation zone, this ground-floor masterpiece delivers it all. Schedule your private tour today and make Madeira Beach your reality!

337 Rex Place Unit A, Madeira Beach
13343 Gulf Boulevard Unit 14, Madeira Beach
$260,000
1 Beds ⋅ 1 Baths ⋅ Wave Resort Condo SubDv. ⋅ 33708 Zip Code
Wow this one bedroom condo is located on the second floor at the Wave Resort comes with some of the prettiest sunsets located in Madeira Beach. This move in ready condo features a 1 bedroom with a king bed, 1 full bathroom with a walk in shower, a spacious closet in the bedroom, and all of this comes turn-key. The open concept living and kitchen area offers plenty of natural light, updated flooring, and a comfortable layout perfect for relaxing and coastal living. The living area includes a pull out sofa for additional guests, along with a cozy dining area ideal for enjoying your morning coffee before heading to the beach. Located just steps from the beach, simply take the crosswalk across the street to enjoy the miles of sandy beaches and breathtaking sunsets, when you return from the beach take a dip in the community pool. This property is an exceptional opportunity as a vacation home, or high-performing short-term rental. Don’t miss your chance to own your own slice of paradise!

13343 Gulf Boulevard Unit 14, Madeira Beach
155 Medallion Boulevard Unit E, Madeira Beach
$300,000
1 Beds ⋅ 1 Baths ⋅ Madeira Beach Yacht Club Condo SubDv. ⋅ 33708 Zip Code
Beautifully updated 2nd floor unit, that was completely renovated three years ago from top to bottom, with new kitchen cabinets, quartz counter-top, new appliances, refrigerator, stove, microwave, and stackable washer & dryer. The bathroom also has a new vanity, tub & toilet with new hot water heater in bathroom. All furnishing are included with this tastefuly decorated unit and a "completely new air conditioning system" has just recently been installed, costing $6,000. Truly turn-key with the right to rent on a weekly basis when you are not using it. Can't get any better than this. Walk across the street to beautiful Maderia Beach. Shopping and bus transportation are a block away. This checks off all the boxes for a win-win "home away from home"!!!

155 Medallion Boulevard Unit E, Madeira Beach
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