Tarpon Springs Homes under $400,000

Tarpon Springs Homes under $400,000

Welcome to Tarpon Springs, Florida, a charming coastal city nestled in the heart of Pinellas County. Known for its rich Greek heritage, vibrant sponge diving industry, and picturesque waterfront, Tarpon Springs offers a unique blend of cultural experiences and natural beauty. With its stunning beaches, lush parks, and delightful shops and restaurants, this city is a hidden gem for those seeking a laid-back lifestyle infused with a touch of Mediterranean charm.

For homebuyers looking for affordability without sacrificing quality, Tarpon Springs presents a fantastic opportunity with a variety of homes available under $400,000. Whether you’re searching for a cozy bungalow, a spacious family home, or a low-maintenance villa, you’ll find an array of options that cater to diverse tastes and lifestyles. Many of these homes boast modern amenities, beautiful outdoor spaces, and proximity to the area’s renowned attractions, including the historic Sponge Docks and the scenic Anclote River.

Living in Tarpon Springs means enjoying year-round sunshine, a friendly community atmosphere, and access to some of the best outdoor activities Florida has to offer. From kayaking in the Gulf of Mexico to hiking in nearby parks, there’s always something to do. Plus, with its convenient location just a short drive from the bustling cities of Tampa and St. Petersburg, residents can enjoy the best of both worlds—a peaceful retreat with urban amenities close at hand.

Explore the charm of Tarpon Springs and discover your dream home today!

Newest Tarpon Springs Homes under $400,000

321 Windrush Loop, Tarpon Springs
$175,000
2 Beds ⋅ 2 Baths ⋅ Windrush North SubDv. ⋅ 34689 Zip Code
Auction Property. AUCTION! Sold free and clear of all liens. Listing price is the opening bid. Auction held live on site at the property SAT DEC 5th at 12pm. Discover coastal living at its finest in this beautifully updated 2-bedroom, 2-bath villa-style condo nestled in the sought-after Windrush North community just minutes from the shores of the Gulf of Mexico. With 1,060 sq. ft. of light-filled living space, this stand-alone residence offers the perfect blend of comfort, style, and low-maintenance Florida living. Step inside to an open, airy floor plan with cathedral ceilings in the great room and dining area that create an inviting sense of space. The updated kitchen boasts newer appliances, and modern finishes, while the living areas feature tile flooring throughout. The primary suite is extra large and is complete with an en-suite bath. Outdoor living is a delight on the private, spacious screened lanai—ideal for morning coffee or evening sunsets. Enjoy the ease of exterior maintenance provided by the association, a new roof (2022), new A/C (2026), new water heater (2026) and fresh exterior paint (2025). Two covered parking spaces and a sprinkler system help complete the picture. Located just a short stroll to the community waterfront boardwalk, fishing/viewing dock, heated pool and spa, and within easy reach of Sunset Beach, Fred Howard Beach, historic Sponge Docks, shopping and restaurants, this villa is perfect as a permanent home, seasonal escape, or investment rental property. Live the Florida lifestyle — where every day feels like a vacation! No storm damage and Not in a flood zone!

321 Windrush Loop, Tarpon Springs
303 Windrush Loop, Tarpon Springs
$299,000
2 Beds ⋅ 2 Baths ⋅ Windrush North SubDv. ⋅ 34689 Zip Code
Enjoy the best of Florida coastal living in the desirable Windrush Bay community of Tarpon Springs! This beautifully renovated 2-bedroom, 2-bath villa offers a welcoming blend of comfort, style, and convenience. Residents of Windrush Bay enjoy wonderful community amenities, including a heated swimming pool, spa, and scenic walking trails, with the added appeal of a Gulf-front community setting. Conveniently located near Fred Howard Park, Sunset Beach, local shopping, dining, and the charming historic downtown of Tarpon Springs. Whether you're looking for a full-time residence, seasonal retreat, or investment opportunity, this property offers an opportunity to enjoy the relaxed Florida lifestyle in a sought-after coastal location!

303 Windrush Loop, Tarpon Springs
208 Mariner Drive Unit 208, Tarpon Springs
$265,000
1 Beds ⋅ 2 Baths ⋅ Mariner Village Northwest Condo SubDv. ⋅ 34689 Zip Code
Virtually Staged. Picture mornings with coffee on your covered patio overlooking the water, and evenings watching gorgeous sunsets as the breeze rolls in off the Gulf. Tucked away in a 24-hour guard-gated waterfront community, this beautifully updated first-floor condo delivers a true worry-free Florida lifestyle, with full-time maintenance on the property and hurricane windows for added peace of mind. Inside, the kitchen shines with white raised-panel cabinetry, stone countertops, stainless appliances, and a breakfast bar open to the living and dining areas, where sliding glass doors frame the water views. A flex space with a pull-down Murphy bed is ready whenever family and friends visit. The primary suite opens to the patio and offers an oversized walk-in closet with built-in organization and an updated en-suite bath with a step-in shower. An updated half bath adds convenience for guests, and laundry is just steps from the unit. Spend your days at the heated pool, on the tennis courts, in the fitness room, or strolling the walking trails down to the water. Boat slips are available on a first-come basis. Offered fully furnished, so you can simply bring your suitcase and start enjoying the lifestyle. Lock and leave for the season or live here year-round. Come see it today! Per the owner, the unit did not flood during Hurricanes Milton and Helene.

208 Mariner Drive Unit 208, Tarpon Springs
189 Royal Palm Drive, Tarpon Springs
$110,000
2 Beds ⋅ 2 Baths ⋅ Tarpon Shores Mobile Home Village Unrec SubDv. ⋅ 34689 Zip Code
Great Location! MOVE-IN READY AND AFFORDABLY PRICED in desirable TARPON SHORES RESIDENT-OWNED 55+ COMMUNITY! NO LOT RENT! The $40,000 CO-OP SHARE IS INCLUDED IN THE PRICE! This well-maintained 2-bedroom, 2-bath double-wide manufactured home is Offered fully furnished with appliances, household contents, and even a bicycle (all optional). Enjoy an additional 130 sq. ft. Florida room, 2-car carport, and storage shed with washer and dryer. RECENT IMPROVEMENTS include NEW CENTRAL Heat and Air (11/2024), metal roof with roof-over (2012), water heater (2018), refrigerator (2018), and interior/exterior paint (2015). Ceiling fans with light fixtures in the kitchen, living room, and both bedrooms. No Carpet! Laminate and Tile Fooring in the bathrooms. The primary bath features a step-in shower, while the guest bath offers a tub/shower combination. Located outside the flood hazard zone for added security. LOW MONTHLY FEE OF JUST $326 includes water, sewer, trash, lawn mowing and spraying, expanded cable TV, internet, and community amenities! Enjoy a heated pool, clubhouse, pickleball, bocce ball, shuffleboard, billiards, library, BBQ area, and an active social calendar. Conveniently located near beaches, boating, fishing, golf, shopping, restaurants, and beautiful Gulf Coast sunsets! NO PET COMMUNITY. Enjoy affordable Florida living in this friendly, active 55+ community. Schedule your private showing today!

189 Royal Palm Drive, Tarpon Springs
350 Moorings Cove Drive Unit 350, Tarpon Springs
$175,000
2 Beds ⋅ 1 Baths ⋅ Moorings The Condo SubDv. ⋅ 34689 Zip Code
ATTENTION: Boaters, Fishermen, Fitness Enthusiast's, Paddle Boarder's and Kayak Lovers! Boat Docking available at no extra cost! Discover a unique opportunity to enjoy a waterfront lifestyle in this beautifully renovated first-floor 2 bedroom, 1 bath condominium situated along a saltwater canal connecting to Whitcomb Bayou. From the Bayou, the water flows into the Anclote River, which takes boaters on a scenic 4+- mile boat ride directly out into the open waters of the Gulf of Mexico. The Moorings in Tarpon Springs has 84 units spread across 12 buildings. The entire interior has been thoughtfully renovated, offering a fresh bright appearance with beautiful white finishes throughout. Check out the pictures! One of the property's most EXCEPTIONAL features is a bonus for boat docking right outside your unit! Yes, boat docks are available on a first-come, first-served basis at no extra cost, you supply the boat, creating a wonderful opportunity for boating enthusiast's to enjoy the convenience of waterfront, boat living, right outside your door. Amenities to the units monthly $704. condo fee are boat dock, cable, Internet, water, sewer, trash, roof, community heated pool, pool maintenance, maintenance of the grounds, maintenance exterior, maintenance repairs, master flood/homeowner's insurance policy, and community manager. Adding to the appeal of this end unit condo are the hurricane-rated windows and a sliding glass door, shingle roof in 2022, new breaker box, hot water heater, HVAC system, and kitchen appliances. The Moorings also offers a heated swimming pool overlooking the waterfront, providing a wonderful place to relax and enjoy the beautiful surroundings, and a paddleboard/kayak rack and launch site. Whether you are looking for a Florida getaway, a waterfront retreat, an opportunity to enjoy the boating lifestyle, or for those who simply love being near the water this retreat may be for you. And Tarpon Springs, known for its historic sponge docks, Greek heritage, waterfront dining, and quaint shops are only minutes away, as well as Downtown Tarpon Springs, the Pinellas Trail, loads of shopping, restaurants, U.S. 19, churches, Fred Howard Park, Sunset Beach, Tarpon Springs Golf Course, AdventHealth North Pinellas hospital, and so much more! Immediate occupancy, and owners are motivated. Come preview, and discover all this special property has to offer!

350 Moorings Cove Drive Unit 350, Tarpon Springs
402 Shaddock Street, Tarpon Springs
$375,000
3 Beds ⋅ 2 Baths ⋅ Sol-Aqua SubDv. ⋅ 34689 Zip Code
Now Available in Tarpon Springs! Come see this charming Home consisting of 3 bedrooms, 2 bath, 1,274 (sqft), -clean POOL residence with a spacious layout and great back yard! This is the perfect home for those looking for space and best of it’s move in ready. Property is being sold “as-is” with right to inspect. It is the buyers and buyer’s agent responsibility to verify all room measurements, utilities info, lot size, schools zoning, building addition permits, building materials, along with all property information in this listing. All room measurements and dimensions are estimates.

402 Shaddock Street, Tarpon Springs
1682 Wilmar Avenue, Tarpon Springs
$375,000
3 Beds ⋅ 2 Baths ⋅ Alta Vista Add SubDv. ⋅ 34689 Zip Code
Welcome to this beautifully updated 3-bedroom, 1.5-bath home on Wilmar Avenue in charming Tarpon Springs, where stylish upgrades and easy Florida living come together. Step inside to a bright, open-concept layout featuring luxury vinyl plank flooring, recessed lighting, and fresh neutral paint throughout, creating a clean, modern feel from the moment you enter. At the heart of the home is the fully renovated kitchen, showcasing crisp white shaker cabinets, quartz countertops, a large center island with bar seating, and a soft coastal glass-tile backsplash. Stainless steel appliances, including a built-in microwave and dishwasher, complete this stunning and highly functional space - perfect for both everyday living and entertaining. The spacious living and dining areas flow seamlessly from the kitchen, with sliding glass doors leading to the backyard, offering excellent natural light and indoor-outdoor potential. All three bedrooms are comfortably sized with updated flooring and lighting, while the updated full and half bathrooms feature modern vanities, fixtures, and finishes for a polished look. Outside, enjoy a large open yard with plenty of room for outdoor entertaining, pets, gardening, or future enhancements, plus convenient parking and easy access to major roadways. The expansive lot offers ample space for boat or RV parking, giving you the flexibility to store your recreational vehicles right at home , perfect for enjoying the Florida lifestyle to the fullest. Ideally located just minutes from the Tarpon Springs Sponge Docks, Fred Howard Park & Beach, downtown Tarpon Springs, shopping, dining, and top-rated schools, this move-in-ready home offers comfort, convenience, and the relaxed coastal lifestyle Tarpon Springs is known for.

1682 Wilmar Avenue, Tarpon Springs
1009 Lake Avoca Court, Tarpon Springs
$335,000
3 Beds ⋅ 2 Baths ⋅ Pointe Alexis South SubDv. ⋅ 34689 Zip Code
Inviting 3-bedroom, 2-bath home in Pointe Alexis South, where tranquil water views set the tone for relaxed Florida living. From the moment you arrive, the home’s warm, welcoming feel offers a comforting embrace. Inside, an open living and dining area, ceramic tile flooring, ceiling fans, and a split-bedroom layout create a comfortable, easy-flowing space. The kitchen features solid wood cabinetry and stone countertops, while the primary bedroom offers a walk-in closet. Step outside to enjoy peaceful pond views from the screened rear porch or balcony. A covered carport space and additional community parking add convenience, while neighborhood amenities include a pool, fitness facilities, and tennis courts. Located less than 31 miles from St. Pete Beach, voted the best beach in America and the fifth best in the world! Ready for the new owner(s) to move in and enjoy! Please view both videos for the home tour: Tour 1 and Tour

1009 Lake Avoca Court, Tarpon Springs
402 Bayou Village Drive, Tarpon Springs
$370,000
3 Beds ⋅ 3 Baths ⋅ Bayou Village SubDv. ⋅ 34689 Zip Code
Discover this BEAUTIFULLY UPDATED 3-BEDROOM, 3-BATH TOWNHOME WITH A SPACIOUS 2-CAR GARAGE in the desirable Bayou Village community, just a short walk from historic downtown Tarpon Springs and scenic Spring Bayou! Offering nearly 1,800 square feet across three levels, this impressive home combines modern upgrades, spacious living, and an exceptional location. Step inside to an inviting open floor plan featuring soaring 10-foot ceilings, abundant natural light, beautiful laminate flooring, and a stylishly updated kitchen with quartz countertops, stainless steel appliances, a breakfast bar, and a generous walk-in pantry. The spacious living and dining area opens to a large balcony overlooking a peaceful green space, complete with updated flooring and a new French door—perfect for relaxing or entertaining. A versatile third bedroom with an adjoining full bathroom on the main living level is ideal for guests, a home office, or a den. Upstairs, the oversized primary suite features a walk-in closet and an updated en-suite bathroom with dual sinks and a beautifully tiled walk-in shower. An additional spacious bedroom with a walk-in closet, a full bathroom, a convenient laundry area, and a versatile loft offering space for an office, exercise area, or hobby room complete the upper level. Thoughtful improvements throughout include a NEW ROOF (2024), A/C (2020), WATER HEATER (2021). The home is also pre-wired for a future elevator and generator. Enjoy LOW-MAINTENANCE LIVING with HOA fees covering exterior maintenance, landscaping, exterior hazard insurance, and flood insurance. LOCATION IS EVERYTHING! Just minutes from charming downtown Tarpon Springs, you'll enjoy an incredible selection of restaurants, breweries, boutiques, art galleries, and local entertainment. Nearby Craig Park and Spring Bayou offering picturesque waterfront views, majestic oak trees, tennis courts, a playground, and a boat ramp. Explore the scenic Fred Marquis Pinellas Trail, famous Sponge Docks, nearby Gulf beaches, and the many festivals, markets, and community celebrations that make Tarpon Springs such a special place to call home. Whether you're seeking a full-time residence or a Florida retreat, this beautifully updated townhome offers the perfect blend of comfort, convenience, and coastal charm. DON'T MISS THIS WONDERFUL OPPORTUNITY TO ENJOY THE BEST OF TARPON SPRINGS LIVING!

402 Bayou Village Drive, Tarpon Springs
1397 Burnt Oak Street, Tarpon Springs
$400,000
3 Beds ⋅ 2 Baths ⋅ Oakleaf Village SubDv. ⋅ 34689 Zip Code
This beautifully updated and maintained 3/2/2 home is being sold by the family of the original owners, who built the home in 1978 as one of the first residents in the coveted Oakleaf Village subdivision in historic Tarpon Springs. This home has always been smoke- and pet-free. The home on this rolling hillside location was built to take advantage of its tree-shaded site, meaning lingering morning shade from its mature trees followed by beautiful evening sunsets. Public records note the home's 1,540 sq.ft., but a large area of the home holds a huge bonus room -- approx. 13'X21' -- facing east that would easily hold an artwork studio, crafts space, complete fitness gym or any other special use. Adjoining this room is a completely enclosed/lockable workroom, 13'X7.5',eliminating the need for any temporary-type tool/storage sheds. If desired, both rooms can be quickly outfitted with a mini-split HVAC system. The roof over the entire home was replaced in 2016. In addition, the original wooden retaining wall behind the home was completely removed and replaced in October 2026 with a concrete block system specifically designed for retaining work. Each block in the system wall weighs 80 lbs. The home has been custom fitted with hurricane shutters, which are stored in the garage. One of the guest bedrooms was completed with an extra-wide entry, no door and no closet, creating a small media room. The room, just off the living-room area, might also be an attractive living space for someone with mobility issues. The kitchen and bathrooms have been updated, as photos show. Oakleaf Village is the largest subdivision in Tarpon Springs and boasts its own city-owned and -maintained park, complete with open space, a playground and picnic tables. The famous Pinellas Trail biking and hiking pathway is adjacent to the neighbohood and leads directly to large county parks as well as downtown Tarpon Springs and the nearby Sponge Docks.

1397 Burnt Oak Street, Tarpon Springs
3166 Lake Pine Way S Unit A2, Tarpon Springs
$144,900
2 Beds ⋅ 2 Baths ⋅ Pine Ridge At Lake Tarpon Village SubDv. ⋅ 34688 Zip Code
Discover comfortable Florida living in this inviting 2-bedroom, 2-bathroom condo in the desirable East Lake area of Tarpon Springs. Located in the Deer Hollow community at Pine Ridge Village II, this residence offers a peaceful setting surrounded by lush greenery near Brooker Creek Preserve and Lake Tarpon. The functional layout features a spacious primary suite with an ensuite bathroom and walk-in closet, along with an inviting kitchen offering a convenient breakfast bar. Enjoy your morning coffee or unwind in the evening on the private screened lanai. Community amenities include a swimming pool, hot tub, tennis courts, and clubhouse. A stackable washer and dryer and a separate exterior storage closet add everyday convenience. Ideally situated near shopping, restaurants, parks, recreation, and local schools, this condo offers a wonderful opportunity to enjoy the relaxed East Lake lifestyle. Schedule your private showing today!

3166 Lake Pine Way S Unit A2, Tarpon Springs
607 Haven Place Unit 607, Tarpon Springs
$190,000
3 Beds ⋅ 2 Baths ⋅ Palms Of Tarpon Spgs The Condo SubDv. ⋅ 34689 Zip Code
Welcome to this charming, fully updated second-floor condo in the desirable Palms of Tarpon Springs community! Offering 3 bedrooms, 2 bathrooms, and a bright, comfortable living space, this split-bedroom floor plan provides both privacy and functionality. The freshly painted interior features a beautifully upgraded kitchen with abundant cabinet storage, brand-new Bosch appliances, and a five-stage water filtration system for drinking water. Enjoy luxury flooring throughout, a full-size stackable Bosch washer and dryer, and a new A/C system for year-round comfort. One of the bedrooms opens onto a private balcony overlooking the tranquil community pool and swaying palm trees—the perfect spot to enjoy your morning coffee or unwind with a glass of wine in the evening. HOA fee includes trash, outdoor maintenance & community pool. There is plenty of unassigned parking is available for residents and guests. The convenient location puts everyday essentials within walking distance, including Publix, Walmart, Chase, TD Bank, Bank of America, and local restaurants. Enjoy the lively First Friday Tarpon Springs events, featuring street vendors and a variety of delicious food options. For outdoor recreation, Anderson Park on Lake Tarpon is nearby and perfect for weekend picnics. Explore the famous Sponge Docks, or spend a relaxing day at the beach. Sunset Beach is approximately 10 minutes away, and Howard Park Beach is about a 15-minute drive.

607 Haven Place Unit 607, Tarpon Springs
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