Indian Rocks Beach Homes with Two Story Property Description

Indian Rocks Beach Homes with Two Story Property Description

Welcome to Indian Rocks Beach, a hidden gem nestled along Florida's stunning Gulf Coast. This vibrant coastal community, located in Pinellas County, is renowned for its pristine sandy shores, breathtaking sunsets, and a laid-back lifestyle that beckons both residents and visitors alike. With a rich tapestry of local shops, delightful eateries, and outdoor activities, Indian Rocks Beach offers a perfect blend of relaxation and adventure.

For those seeking the ideal home in this picturesque area, consider the allure of two-story properties. These charming residences provide ample space for families and guests, featuring open-concept living areas that seamlessly connect to private outdoor spaces. Imagine sipping your morning coffee on a sun-drenched balcony, with the gentle sound of waves lapping at the shore just a stone's throw away. The two-story layout not only maximizes living space but also offers breathtaking views of the Gulf, making every day feel like a vacation.

In addition to the stunning architecture, homes in Indian Rocks Beach provide easy access to a variety of recreational activities. Spend your days lounging on the beach, exploring nearby parks, or indulging in water sports such as kayaking and paddleboarding. The community’s friendly atmosphere and strong sense of belonging make it a perfect place to call home.

Whether you’re looking for a serene retreat or a vibrant family abode, Indian Rocks Beach with its two-story homes offers the ideal coastal lifestyle. Come explore the possibilities and discover your dream home in this enchanting beachside paradise!

Newest Indian Rocks Beach Homes with Two Story Property Description

517 20th Avenue, Indian Rocks Beach
$1,399,000
5 Beds ⋅ 3 Baths ⋅ Indian Beach Re-Revised 15th Add SubDv. ⋅ 33785 Zip Code
The sunset is a daily event at this west-facing Indian Rocks Beach waterfront home. From the kitchen breakfast bar or anywhere in the family room, the Intracoastal Waterway fills a full wall of glass, framing the boats gliding past the mangrove island offshore until the sun drops behind the palms on the far shore. Five bedrooms, three baths and 2,765 square feet spread across two levels. The main level moves from a living room with plantation shutters and a turned wood staircase into an eat-in kitchen with solid wood cabinetry, solid surface counters, stainless appliances and a breakfast bar that opens to the family room. The family room and adjoining bonus room wrap the back of the house in water-facing windows, finished with crown molding, ceiling fans and a slider to the back yard. Three first-floor bedrooms and two full baths sit in a split plan, including a bedroom with its own en suite bath and walk-in closet, which gives guests, family or rental groups room to spread out. The second floor has been updated with plank flooring, ceiling fans and recessed lighting, and both upstairs bedrooms open onto a composite balcony above the dock. The primary suite has a double vessel-sink vanity, a walk-in closet and an en suite bath with tub and shower. The second upstairs bedroom includes a wet bar, a natural setup for an owner's retreat or a self-contained guest level. Out back, mature live oaks shade a ground-level deck and a brick paver path that leads to the concrete seawall. The composite dock has electric service, a sitting area at the end, a fish cleaning station and davits with motors and cables replaced in 2022, so a morning coffee on the dock turns into a run up the waterway without a trailer in sight. The yard is fenced and landscaped, and rollaway hurricane shutters protect the west-facing windows. The roof was replaced in 2024 with hurricane clips, the upstairs A/C is 2024, the downstairs A/C is 2017 and the water heater is 2026. There is no HOA, and the home comes with an attached two-car garage, a laundry room with washer and dryer, and a water softener. That combination works for a full-time residence, a second home or a short-term rental, with no rental minimums. The street ends in a quiet cul-de-sac, and the Gulf Boulevard restaurant corridor, the public beach accesses and the mangrove boardwalk at the Indian Rocks Beach Nature Preserve are all a short bike ride away, with St. Pete-Clearwater International Airport an easy drive for visiting family and guests. Bring the furniture and the boat. The sunset from your bedroom balcony is already in place.

517 20th Avenue, Indian Rocks Beach

2700 Gulf Boulevard Unit 2, Indian Rocks Beach
$699,900
2 Beds ⋅ 3 Baths ⋅ Bengal Bay Condo SubDv. ⋅ 33785 Zip Code
BEACHSIDE TOWNHOME with BEACH VIEWS! West side of Gulf Blvd! Rarely available! Enjoy beach views and Gulf breezes! Remodeled, fully furnished townhome with 2 bedrooms, 2.5 bathrooms and 2 car carport. *****SUPER LOW CONDO FEE only $667/month (paid Quarterly) includes our insurance for Hurricane, Flood & Wind, Landscaping service, plus Escrow funds for repairs/maintenance****TWO PETS ALLOWED***** Great rental investment - very popular townhome - sold fully equipped - move-in/rental ready**** Only 4 townhomes in small quaint, well-run complex. ROOF replaced 2025, exterior siding Hardi-boards. Fully equipped kitchen, granite countertops, stainless steel appliances, loads of counter and cabinet space, Great room plan with fireplace off kitchen with dining table set, newer couch and armchairs. Two beach view balconies with patio furniture. New easy maintenance Luxury vinyl faux wood flooring throughout. Both bedrooms feature vaulted ceilings, and their own ensuite full private full baths located upstairs on 2nd floor PLUS bedrooms have split plan for added privacy. Primary bedroom has KING size bed and private balcony with beach views. Guest bedroom has QUEEN bed. Main living area on 1st floor with great room plan with half bath (toilet & sink) and laundry area with full size washer dryer. For BEACH DAYS there are various beach chairs, floaties, beach wagon, umbrella & a cooler. Townhome enjoys side beach views from both balconies, only about 40 ft to public beach access at 27th Ave. Beautifully decorated, very comfortable, only thing you need to bring is your toothbrush! Charming Indian Rocks Beach has everything residents and visitors love! Beautiful (smoke free) sparkling beaches, award winning restaurants, quaint shops, festivals, dog park, fishing pier, playgrounds and parks with tennis, pickleball, basketball and skateboard park. PLUS an IRB resident BOAT RAMP with that small town friendly atmosphere. TENANT OCCUPIED ----DO NOT DISTURB ---APPT ONLY PLEASE

2700 Gulf Boulevard Unit 2, Indian Rocks Beach

60 Gulf Boulevard Unit 214, Indian Rocks Beach
$815,000
2 Beds ⋅ 2 Baths ⋅ Happy Fiddler Condo The SubDv. ⋅ 33785 Zip Code
This is not just a condo on the beach, it is a lifestyle! Wake up to spectacular direct, unobstructed views of the Gulf and Indian Rocks Beach from this 2-bedroom, 2-bath condo, step onto your private terrace, and then right out onto the soft white sand. Sunset views over the Gulf. Morning views across the Intracoastal. Water on both sides of your beach retreat. From the second bedroom, the view changes to the Intracoastal waterways. Upstairs, both bedrooms have direct access to the bathroom, creating a comfortable and practical layout for owners and guests alike. When you are not here enjoying it yourself, weekly rentals are permitted, giving you the opportunity to generate income from your beach home. With documented annual rental volume exceeding $55,000, this property offers an attractive combination of personal enjoyment and higher income potential if you want to short term rent it full time. Major improvements are already in place, including a NEW ROOF (2025), BRAND-NEW HVAC system (September 2026), and impact windows and sliding doors throughout. The condo is offered fully furnished and turnkey, with additional recent improvements including a water heater (2025), stove (2024), and new entrance door (2026). The condo is offered fully furnished and turnkey, Spend your time enjoying the beach rather than preparing a property for it. Relax by the pool overlooking the beach, walk out onto the sand, or explore the restaurants, shops and attractions of Indian Rocks Beach and the neighboring Gulf communities, all close by. Splash Water Park, is just 1/2 a mile away, while just 350 yards are renowned restaurants and bars like Villa Gallace, Guilty Sea Sports Bar and the Original Crabby Bill's. Come for the view. Stay for the lifestyle. Rent it when you are away. Stop saving the beach for vacation and start making it part of your life.

60 Gulf Boulevard Unit 214, Indian Rocks Beach

503 Janice Place, Indian Rocks Beach
$1,180,000
3 Beds ⋅ 2 Baths ⋅ Indian Beach Re-Revised 25th Add SubDv. ⋅ 33785 Zip Code
Welcome to 503 Janice Place, (COMES WITH ALL THE FURNITURE) an exceptional fully renovated and turnkey coastal retreat in the heart of Indian Rocks Beach. Offering the perfect blend of luxury, privacy, and investment potential, this 3-bedroom, 2-bathroom home has been completely transformed with high-end finishes and thoughtful upgrades throughout. The main living area is elevated out of the flood zone and was unaffected by previous hurricanes, offering added peace of mind. Every major component has been upgraded, including a brand-new roof with warranty, new Hardie board exterior, all-new impact windows and doors, new flooring throughout, fully remodeled bathrooms, and a stunning high-end kitchen featuring quartz countertops. The outdoor living space is equally impressive, highlighted by a brand-new heated pool and approximately $25,000 in professional landscaping. A reclaimed irrigation system adds efficiency, while the completely xeriscaped backyard provides a private, low-maintenance oasis—perfect for relaxing, entertaining, or enjoying the Florida sunshine. The downstairs bonus room provides additional flexibility and features a queen-size Murphy bed, creating an ideal space for guests, a home office, game room, or overflow sleeping accommodations. Best of all, the property is being offered fully furnished and completely turnkey. Simply bring your suitcase and begin enjoying everything Indian Rocks Beach has to offer. For investors, projected short-term rental income exceeding $170,000 annually makes this an especially compelling opportunity in one of Florida’s most desirable beach markets. From the extensive permitted renovation to the new pool, impact protection, elevated living space, designer finishes, private backyard, and exceptional rental potential, 503 Janice Place is truly 100% move-in ready. Whether you’re searching for a luxurious personal residence, a vacation getaway, or a high-performing investment property, this exceptional Indian Rocks Beach home checks all the boxes.

503 Janice Place, Indian Rocks Beach

2308 Beach Trail, Indian Rocks Beach
$3,990,000
4 Beds ⋅ 3 Baths ⋅ Indian Beach Re-Revised SubDv. ⋅ 33785 Zip Code
Rare Gulf-Front Opportunity on Coveted Beach Trail in Indian Rocks Beach! Discover an extraordinary beachfront retreat where timeless coastal elegance meets exceptional investment potential. Perfectly positioned directly on the Gulf, this exceptional estate offers a beautifully designed 3-bedroom, 2-bath main residence complemented by a detached 1-bedroom, 1-bath guest house, creating endless possibilities as a luxury primary residence, vacation home, or highly successful income-producing property. A proven favorite among VRBO guests, this home has built a strong reputation as a sought-after beachfront getaway, generating impressive rental demand thanks to its premier location, spacious layout, and resort-style amenities. Designed to capture panoramic Gulf views from the moment you step inside, the open-concept floor plan centers around a chef-inspired kitchen featuring two oversized islands, stainless steel appliances, a wine refrigerator, abundant storage, and seamless flow into the spacious family room. A separate formal dining room provides the perfect setting for entertaining. Outside, your private beachfront oasis awaits. Lounge beside the sparkling pool and spa, prepare meals in the fully equipped outdoor kitchen, challenge friends on the putting green, gather around the firepit beneath the stars, or simply step directly onto the sugar-white sands of the Gulf of Mexico. The thoughtfully designed split-bedroom floor plan offers privacy for family and guests, highlighted by a luxurious primary suite with a spa-inspired bath. The detached guest residence provides an ideal retreat for visitors or additional flexibility as a private office, in-law suite, or separate rental accommodation. Located on one of Indian Rocks Beach's most desirable streets, you're just a short stroll to local restaurants, shops, and entertainment while enjoying convenient access to the mainland via the Belleair Causeway. Whether you're seeking an exceptional beachfront lifestyle, a vacation retreat, or a property with an established history of strong short-term rental performance and repeat VRBO guests, this rare Gulf-front offering delivers the best of both worlds.

2308 Beach Trail, Indian Rocks Beach

2308 Beach Trail, Indian Rocks Beach
$3,990,000
4 Beds ⋅ 3 Baths ⋅ Indian Beach Re-Revised SubDv. ⋅ 33785 Zip Code
Rare Gulf-Front Opportunity on Coveted Beach Trail in Indian Rocks Beach! Discover an extraordinary beachfront retreat where timeless coastal elegance meets exceptional investment potential. Perfectly positioned directly on the Gulf, this exceptional estate offers a beautifully designed 3-bedroom, 2-bath main residence complemented by a detached 1-bedroom, 1-bath guest house, creating endless possibilities as a luxury primary residence, vacation home, or highly successful income-producing property. A proven favorite among VRBO guests, this home has built a strong reputation as a sought-after beachfront getaway, generating impressive rental demand thanks to its premier location, spacious layout, and resort-style amenities. Designed to capture panoramic Gulf views from the moment you step inside, the open-concept floor plan centers around a chef-inspired kitchen featuring two oversized islands, stainless steel appliances, a wine refrigerator, abundant storage, and seamless flow into the spacious family room. A separate formal dining room provides the perfect setting for entertaining. Outside, your private beachfront oasis awaits. Lounge beside the sparkling pool and spa, prepare meals in the fully equipped outdoor kitchen, challenge friends on the putting green, gather around the firepit beneath the stars, or simply step directly onto the sugar-white sands of the Gulf of Mexico. The thoughtfully designed split-bedroom floor plan offers privacy for family and guests, highlighted by a luxurious primary suite with a spa-inspired bath. The detached guest residence provides an ideal retreat for visitors or additional flexibility as a private office, in-law suite, or separate rental accommodation. Located on one of Indian Rocks Beach's most desirable streets, you're just a short stroll to local restaurants, shops, and entertainment while enjoying convenient access to the mainland via the Belleair Causeway. Whether you're seeking an exceptional beachfront lifestyle, a vacation retreat, or a property with an established history of strong short-term rental performance and repeat VRBO guests, this rare Gulf-front offering delivers the best of both worlds.

2308 Beach Trail, Indian Rocks Beach

833 E Gulf Boulevard Unit 103, Indian Rocks Beach
$569,000
2 Beds ⋅ 2 Baths ⋅ La Hacienda Condo SubDv. ⋅ 33785 Zip Code
One or more photo(s) has been virtually staged. Completely remodeled waterfront townhome with private boat slip just moments from the beach. This beautifully updated 2BR, 1.5BA residence offers the perfect blend of coastal lifestyle, boating convenience, and modern upgrades in one of the most desirable locations near Indian Rocks Beach. Everything has been newly renovated and move-in ready, including: • Brand-new flooring • Fresh interior paint • New appliances • Electronic window coverings • Complete new AC system • New water heater • New washer and dryer • New kitchen cabinetry & quartz counters • Renovated lower-level space The home also features newer hurricane-impact windows and doors for added protection, efficiency, and peace of mind. The only area left for your personal touch is the primary bathroom—offering an opportunity to customize and add even more value. Located in a charming pet-friendly waterfront community of only 13 units, this townhome includes direct Intracoastal access and your own private boat slip right in your backyard. Spend your days boating, fishing, paddleboarding, or simply relaxing on the waterfront patio while enjoying the coastal breeze. Just a short walk to beach access, local restaurants, parks, playgrounds, and a dog-friendly park for your furry companion, this location is ideal for full-time living, a vacation retreat, or a high-demand investment property. 6-Month Minimum. Rarely does a fully remodeled waterfront property with boating access, beach proximity, and an assumable low-interest loan opportunity become available at this price point. Live in the Florida boating and beach lifestyle you’ve been dreaming about — schedule your private showing today!

833 E Gulf Boulevard Unit 103, Indian Rocks Beach

2311 Bay Boulevard, Indian Rocks Beach
$1,875,000
7 Beds ⋅ 5 Baths ⋅ Indian Beach Re-Revised 16th Add SubDv. ⋅ 33785 Zip Code
This listing offers a one-point lender-paid rate buy down for qualifying buyers. Waterfront Quadplex with Boat Dock - Prime Indian Rocks Beach Opportunity! This rare quadplex offers the ultimate combination of beachside living and Intracoastal boating access. Located in sunny Indian Rocks Beach, this income property features two boat slips, a 12,000LB lift, and davits, perfect for boating enthusiasts, with the beach just steps away. The property includes a spacious top-floor 3-bedroom, 2-bath apartment with inside laundry, two private decks, garaged parking, and stunning open-water views, ideal for rental income or personal use. The ground floor consists of two 2-bedroom, 1-bath units that can connect to create a larger 4-bedroom, 2-bath setup, perfect for families or groups, plus a fully renovated efficiency unit with a market rent of $1,600/month. Recent upgrades POST - HURRICANNE include a new roof, roof deck; interior improvements, such as new electric wiring, new cabinetry and fixtures, new flooring where needed. PERMITTING COMPLETE. This turnkey property comes fully furnished, and the first quarter of '26 a gross income of over $75k just in the first few months of this year. MULTI-FAMILY ZONED WATERFRONT PROPERTY with a good CAP rate and strong future appreciation potential. Steps from the Indian Rocks Public Beach access and popular dining spots like Cocoas Pub and Café de Paris Bakery, it's also a short drive to Tampa International Airport, Downtown St. Petersburg, and Innsbruck Golf Course. Indian Rocks Beach has quickly rebounded after recent storms, attracting snowbirds and tourists with its warm weather, world-class boating, and vibrant beachside charm. Don't miss this exceptional investment opportunity. Contact us for detailed financials or to schedule a private showing. Please do not disturb occupants.

2311 Bay Boulevard, Indian Rocks Beach

478 Harbor Drive N, Indian Rocks Beach
$2,900,000
4 Beds ⋅ 5 Baths ⋅ Browns Add To Re-Rev Map Of Indian Beach SubDv. ⋅ 33785 Zip Code
Experience the pinnacle of the Indian Rocks Beach waterfront lifestyle in this beautifully updated coastal retreat, where luxury, boating, and income potential come together on one of the area’s most desirable open water lots. Inside, This spacious home features 4 bedrooms, each with a private en-suite bathroom and an open floor plan designed to maximize the stunning water views in every major living area. Recent 2025 upgrades elevate the home with durable wood-look tile flooring, all-new custom kitchen cabinetry, designer countertops, and high-end appliances. The second floor leads to a serene primary suite sanctuary, offering soaring ceilings and a spa-inspired en suite bath—your personal retreat after a day on the water. Also on the second floor is a separate sitting room perfect for a movie room or game room (as it is currently used) and a private balcony overlooking the water. Step outside to your private tropical oasis, where a sparkling waterfront pool, private boat dock, and lift make it easy to embrace life on the water. Just across the Intracoastal waters, a small sandbar island invites boaters and kayakers to pull up, drop anchor, and enjoy a laid-back afternoon on the water with neighbors and friends. Located in the heart of Indian Rocks Beach, the home provides easy access to pristine Gulf beaches, waterfront dining, and endless coastal recreation. Adding to its appeal, local zoning allows for short-term rentals, offering excellent income potential for owners seeking a luxury waterfront property that can also generate revenue when not in use. This exceptional waterfront opportunity delivers the best of luxury coastal living, boating lifestyle, and income potential in one remarkable property.

478 Harbor Drive N, Indian Rocks Beach

2302 Bay Boulevard, Indian Rocks Beach
$1,500,000
5 Beds ⋅ 4 Baths ⋅ Indian Beach Re-Revised 16th Add SubDv. ⋅ 33785 Zip Code
A Proven Cash Flow Machine — Steps from the Gulf This isn't just a beach house — it's a turnkey income-producing powerhouse on one of Florida's most sought-after barrier islands. With over $200,000 in vacation rental revenue in 2025 and $190,000+ already booked for 2026, the numbers speak for themselves. The demand is real, the returns are exceptional, and the lifestyle is unmatched. Welcome to 2302 Bay Blvd — a stunning Key West–style pool home just steps from the white sand beaches of Indian Rocks Beach. From the moment you arrive, the tropical energy is undeniable. The ground level opens to your own private resort: a heated PebbleTec pool and illuminated spa, a fully equipped tiki bar, and a 500-square-foot fire pit area — all enclosed within a full privacy fence. This is the kind of outdoor space guests rave about and book again for. Step inside the main living level and soaring cathedral ceilings, abundant natural light, and a wide-open floor plan immediately set the tone. The gourmet kitchen features stainless steel appliances, a center island, granite countertops, and solid wood cabinetry — ideal for everything from family dinners to catered events. Just off the kitchen, a private deck overlooks the Intracoastal Waterway, offering serene bay views and unforgettable sunsets. The upper-level primary suite is a true owner's retreat, complete with a beautifully updated private bathroom and water views from both east- and west-facing windows. The main floor offers two additional spacious bedrooms and a full bathroom with a walk-in shower — perfect for guests or family. Here's where the investment gets even smarter. A lock-out unit seamlessly connects to the main home, featuring 2 bedrooms, 1 bathroom, its own living room, full kitchen, dining area, and a wraparound balcony overlooking the tropical oasis below. Rent it out independently for added income, or open it up to accommodate larger groups. Flexibility like this is what drives top-tier rental performance. Property Highlights Proven Revenue: $200K+ gross rental income in 2025; $120K+ already booked for 2026 Prime Location: Steps to Gulf beach access in Indian Rocks Beach — one of the Tampa Bay area's most desirable vacation destinations Resort-Style Outdoor Living: Heated pool & spa, tiki bar, 500 sq ft fire pit area, full privacy fence Flexible Layout: Lock-out 2BR/1BA unit can operate as an independent rental or extend the main home to 5BR/4BA Intracoastal Waterway Views: Deck with bay views from the main living level and primary suite Parking for 8 Vehicles: 4-car garage with hurricane-rated doors plus 4 additional exterior spaces — a rare and valuable asset in a beach community Designer Interiors: Thoughtfully designed with tropical-luxe finishes, plush furnishings, and Instagram-worthy bedroom suites that keep guests coming back

2302 Bay Boulevard, Indian Rocks Beach

829 E Gulf Boulevard Unit 107, Indian Rocks Beach
$495,000
2 Beds ⋅ 2 Baths ⋅ La Hacienda Condo SubDv. ⋅ 33785 Zip Code
***NET LIST PRICE = $453,000*** (approximately $42,000 INSTANT VALUE CREDIT TOWARDS YOUR RENO for white box repairs). DEEP SAILBOAT WATER WITH PERSONAL BOAT SLIP. LONG INTRACOASTAL VIEWS (arguably the best in the complex due to the unit's central position). This is a rare value-add opportunity to create a custom waterfront residence, second home, or investment property in one of Florida’s most desirable beach communities. ACV appraisal was completed for the complex and is available for your review of initial FEMA renovation allowance. 6 MONTH MINIMUM RENTAL, PET FRIENDLY ASSOC. (2 pets up to 30 lbs each). LARGE DRIVEWAY, PRIVATE GARAGE and COURTYARD. Location is unbeatable! In addition to direct Intracoastal access, the property is positioned mere steps from multiple Indian Rocks Beach (IRB) access points, where miles of sandy shoreline, turquoise Gulf waters, and unforgettable sunsets await. IRB is an outstanding and highly desirable beach community with a ton of fun in the sun activities for all to enjoy. Several parks including a waterfront nature park with outdoor exercise equipment, pickleball, tennis and basketball courts, playgrounds and dog park. Golf cart friendly, several community events throughout the year, great local restaurants, coffee shops and beach boutiques all within the IRB community. You won’t want to leave IRB, but if you have to, it is easy access to anywhere in Pinellas, Tampa and local airports. View the 3D tour for an instant walkthrough and schedule a private showing today.

829 E Gulf Boulevard Unit 107, Indian Rocks Beach

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