On Top Of The World Homes under $250,000

On Top Of The World Homes under $250,000

Welcome to On Top Of The World, a vibrant and welcoming subdivision nestled in the heart of sunny Florida. This charming community is not just a place to live; it’s a lifestyle that embraces the beauty of nature and the warmth of neighborly connections. Located in the picturesque surroundings of Ocala, On Top Of The World offers an array of amenities and activities that cater to residents of all ages, making it a fantastic choice for families, retirees, and everyone in between.

One of the standout features of this community is its commitment to affordable living. With numerous homes available for under $250,000, On Top Of The World provides an excellent opportunity for those seeking value without compromising on quality. These homes are thoughtfully designed, offering modern amenities and comfortable living spaces that make everyday life a pleasure. Whether you’re a first-time homebuyer or looking to downsize, you’ll find options that fit your needs and budget.

In addition to beautiful homes, On Top Of The World boasts an impressive array of amenities, including golf courses, fitness centers, and walking trails that encourage an active lifestyle. Residents can enjoy social clubs, events, and recreational activities that foster a strong sense of community. With its prime location, you’ll also have easy access to shopping, dining, and entertainment options, ensuring that everything you need is just a stone’s throw away.

Discover the charm of On Top Of The World, where affordable living meets a vibrant community spirit. Your dream home awaits in this delightful Florida subdivision!

Newest On Top Of The World Homes under $250,000

2221 Norwegian Drive Unit 27, Clearwater
$199,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Enjoy the Florida lifestyle in this spacious 1,400 SQ. FT., 2-bed, 2-bath, second-floor condominium with elevator access, located in the desirable ON TOP OF THE WORLD 55+ COMMUNITY in Clearwater! Located in the desirable QUEEN VICTORIA Building, constructed in 1994, within one of the newer sections of On Top of the World. Nestled in a quiet, low-traffic area of the community, JUST STEPS FROM SCENIC HARBOR LAKE, this residence features BEAUTIFUL WATER VIEWS from the living area and lovely GARDEN VIEWS from the kitchen. Step inside to discover a bright and spacious floor plan featuring luxury vinyl plank flooring in the main living area, NEW HURRICANE-RATED WINDOWS, an A/C SYSTEM REPLACED IN 2015, and a WATER HEATER REPLACED IN 2024. Generously sized living spaces provide plenty of room for relaxing, entertaining, or simply enjoying the views and natural light. THE WASHER AND DRYER ARE INCLUDED, and a PRIVATE STORAGE UNIT CONVENIENTLY LOCATED DOWN THE HALL provides additional storage space. The PEACEFUL WATERSIDE SETTING is one of the highlights of this location. Imagine starting your morning with a cup of coffee overlooking Harbor Lake, taking a leisurely stroll along the water, or simply relaxing and enjoying the beautiful surroundings. The community also features a BOAT LOUNGE, kayaking opportunities, and scenic waterfront gathering areas, offering wonderful ways to enjoy the outdoors and Florida sunshine. ASSIGNED PARKING and convenient guest parking add to the ease of everyday living. Beyond your front door, On Top of the World offers an exceptional RESORT-STYLE, ACTIVE ADULT LIFESTYLE with an impressive selection of amenities, including TWO GOLF COURSES (9-HOLE AND 18-HOLE) WITH COMPLIMENTARY GOLF FOR ELIGIBLE RESIDENT OWNERS, two swimming pools, a fitness center, tennis and pickleball courts, a dog park, hobby studios, scenic walking areas, picnic pavilions, and EV CHARGING STATIONS. Residents can enjoy a variety of clubs, fitness classes, dancing, billiards, entertainment, and social activities. The on-site GOOD KARMA CAFÉ offers convenient take-and-bake meals and snacks, and the community even publishes ITS OWN NEWSPAPER, keeping residents informed about upcoming events, activities, and community news. The MONTHLY CONDOMINIUM FEE INCLUDES INTERNET, CABLE TV, WATER, SEWER, TRASH, EXTERIOR BUILDING MAINTENANCE, GROUNDS MAINTENANCE, PEST CONTROL, RECREATIONAL FACILITIES, and more! Conveniently located near CLEARWATER'S BEAUTIFUL BEACHES, CHARMING DOWNTOWN DUNEDIN, SHOPPING, RESTAURANTS, AND MEDICAL FACILITIES, this community offers easy access to everything that makes Florida living so enjoyable. Whether you're searching for a full-time residence or a seasonal Florida retreat, this condominium offers SPACE, COMFORT, BEAUTIFUL WATER VIEWS, AND AN ACTIVE COMMUNITY LIFESTYLE. Come discover all that On Top of the World has to offer!

2221 Norwegian Drive Unit 27, Clearwater
2000 World Parkway Boulevard Unit 2, Clearwater
$115,000
1 Beds ⋅ 1 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
WELCOME TO THE FLORIDA LIFESTYLE YOU’VE BEEN DREAMING OF! Discover comfort, convenience, and resort-style living in the highly desirable 55+ community of On Top of the World in beautiful Clearwater, Florida! This charming GROUND-FLOOR residence offers 1 bedroom, 1 bathroom, and a versatile bonus room, providing additional space for a home office, hobby room, or comfortable retreat. Step inside to discover an inviting floor plan featuring an updated kitchen with granite countertops and stainless steel appliances, along with an updated bathroom and comfortable living spaces ready for your personal touch. Enjoy the convenience of first-floor living and a private patio, perfect for relaxing and enjoying Florida’s beautiful weather. Beyond your front door, experience the incredible lifestyle that makes On Top of the World one of Clearwater’s most sought-after active adult communities! Residents enjoy an impressive selection of amenities, including two golf courses, swimming pools, fitness facilities, tennis and pickleball courts, shuffleboard, recreational activities, and an abundance of social clubs and community events. Whether you’re enjoying a leisurely round of golf, relaxing poolside, or connecting with neighbors, every day offers something new to experience. LOCATION, LOCATION, LOCATION! Conveniently situated near shopping, restaurants, entertainment, medical facilities, and the charming downtown Dunedin area, with Clearwater’s world-famous beaches just a short drive away. Enjoy easy access to everything the Tampa Bay area has to offer while returning home to a welcoming, amenity-rich community. Whether you’re searching for a year-round residence, a seasonal Florida getaway, or an opportunity to create a space uniquely your own, this property offers an appealing combination of location, lifestyle, and value. Don’t miss your chance to enjoy the Florida lifestyle at On Top of the World!

2000 World Parkway Boulevard Unit 2, Clearwater
8885 Sw 98th Street Road Unit A, Ocala
$194,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Welcome to your new life in On Top of the World, Ocala's premier active adult golf course community. This exceptional Birmingham model has been tastefully updated with a beautiful two color kitchen with striking under cabinet lighting. The kitchen has a small office space with storage behind it. The bathrooms have been updated and there is even a smart bidet in the guest bathroom. This gorgeous villa features a full width of the house Florida/Sunroom with picture windows that can be a craft room, office or den or have multiple uses at it is big enough. You can enter from the primary bedroom and the dining room. A screened patio is beyond the Florida room. The entire home has high quality tile floors throughout. The roof was completed in 2018 and a new HVAC in 2024. New garage door in 2024 that also has a roll up automatic screen, energy efficient thermal windows, new interior doors and inside paint as well as newer ceiling fans and lighting. The primary bedroom closet has custom shelving to organize in style. This model has a 1.5 car garage going the entire length of the house and the laundry area and golf cart space is in the back. There is a workbench and shelves in the garage as well as a 2nd refrigerator. Extra insulation has also been installed. To protect your investment there are automatic hurricane shutters, hidden until you need them with flick of a switch simplicity to bring them down. The golfcart is available and all of the very tasteful furniture is also available, including smart TVs and an electric fireplace. This home has very nice landscaping and no homes behind it. At 1755 square feet it is one of the largest villas available. You must see it to appreciate it! Community features include tennis, swimming pools, pickleball, library, gyms, game rooms, education, farmer's market, entertainment, clubs plus more! This villa is located near the front of the community where you have golf cart access to two shopping centers, a Publix, and many restaurants. It is walking distance to the Rec Center pool and gym. Call for your private showing, this unique home won't last long!

8885 Sw 98th Street Road Unit A, Ocala
8637 Sw 97th Lane Road Unit E, Ocala
$149,990
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Carefree Florida living in this inviting Villa nestled in the highly sought-after 55+ community of On Top of the World! Offering over 1,400 square feet of comfortable living space, this 2-bedroom, 2-bath home blends everyday convenience with the relaxed lifestyle you've been dreaming of. The open floorplan brings the living and dining areas together, creating a welcoming space to relax, entertain, and enjoy time with family and friends. The spacious kitchen is ready to impress with granite countertops, stainless steel appliances, and a breakfast counter perfect for casual meals and morning coffee. The private primary suite offers a peaceful place to unwind, complete with a generous walk-in closet. Enjoy the best of indoor-outdoor living with a covered front porch, an enclosed sunroom, and an adjoining screened patio—ideal for enjoying Florida's beautiful weather, firing up the grill, or simply relaxing with your favorite drink. The HVAC was replaced in 2021, and the washer and dryer are conveniently located in the garage. Even better, On Top of the World maintains the home's yard and exterior, giving you more time to enjoy the things you love and less time worrying about upkeep. And the lifestyle? That's where the real magic begins! Residents enjoy 24/7 gated security, multiple resort-style pools, fitness centers, an active social scene, and golf-cart-friendly access to nearby shopping and everyday conveniences. With healthcare facilities, restaurants, and shopping just a short drive away, this move-in-ready home offers the perfect opportunity to embrace an active, connected, and low-maintenance retirement lifestyle. Come discover why life is better On Top of the World!

8637 Sw 97th Lane Road Unit E, Ocala
8630 Sw 94th Lane Unit A, Ocala
$181,500
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
A rare find END UNIT villa. All of the IMPORTANT HIGH TICKET ITEMS have been taken care of for you. ROOF REPLACED IN 2019, AC REPLACED IN 2019. BRAND NEW WASHER AND DRYER. BRAND NEW DISHWASHER, BRAND NEW RANGE, BRAND NEW GARBAGE DISPOSAL, ALL OF THE ELECTRICAL OUTLETS AND ELECTRICAL SWITCHES WERE REPLACED IN 2019. IN 2019 TWO ADDITIONAL 20 AMP BREAKERS WERE INSTALLED. ALL OF THE WINDOWS WERE REPLACED IN 2020 BY WINDOW WORLD WITH A TRANSFERABLE WARRANTY. WATER HEATER REPLACED IN 2021. THE FRONT DOOR AND THE BACK DOOR WERE REPLACED IN 2022. A LOVELY FRONT STORM DOOR WAS INSTALLED IN 2023. TOP TEIR HIGH END LVP FLOORING WITH RUBBER BACK FOAM WAS INSTALLED IN 2019. NO POPCORN CEILINGS. ALL NEW INTERIOR PAINT 2025. COMFORT HEIGHT COMMODES, 13x37 1.5 TANDEM CAR GARAGE EASILY FITS A CAR AND A GOLF CART. Golf cart pad in the backyard with electric for charging your golf cart. This home is IMMACULATE AND STUNNING. As you walk up to this home, you’ll first notice the covered front porch with a tiled floor. The covered front porch is a fabulous spot to sit outside and enjoy the beautiful weather and chat with the friendly neighbors. Enter into your new home and you’ll notice the beautiful luxury vinyl plank floors which carries throughout all of the main areas of the home. This villa is a semi open floor plan with 1531 living square feet. The back of the home has a bonus room which can easily be used as an office/den or TV room. The master bedroom easily fits a king sized bedroom suite; the guest bedroom is very roomy which will make your overnight guests feel amazingly comfortable. The master bedroom easily fits a king sized bedroom suite; the guest bedroom is very roomy which will make your overnight guests feel amazingly comfortable. Both bathrooms have lovely updates. The guest bathroom has a very roomy walk-in shower. This magnificent one of a kind home awaits your arrival.

8630 Sw 94th Lane Unit A, Ocala
2311 Brisbane Street Unit 23, Clearwater
$199,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
This well maintained first floor unit has too many updates to list. Park in the reserved parking spot right outside your front door and step inside to the expansive living room and dining room with recessed lighting and luxury vinyl plank flooring throughout. Discover a beautifully updated kitchen featuring stainless steel appliances, quartz countertops, a stainless steel sink with pull down faucet, and completed with a classic subway tile backsplash. This kitchen is a true delight for any home chef. Key upgrades include a water heater replaced in 2022, replacement windows, a full size washer and dryer, and multiple ceiling fans, ensuring efficiency, convenience and comfort for years to come. Both bathrooms have updated vanities and lighting. Relax with your morning coffee or favorite evening beverage on your private outdoor patio, also ideal for barbequing and entertaining. This vibrant 55+ community offers an array of amenities designed to enhance your lifestyle. Enjoy exclusive access to two private golf courses with 9 and 18 holes, two heated swimming pools, and two activity centers. Stay fit with the remodeled fitness gym equipped with the latest exercise equipment, or participate in various community activities such as fitness classes, dancing, clubs, cards, billiards, pickleball and more. Pet owners will appreciate the very pet-friendly environment, complete with a fenced dog park and covered seating. The community also offers hobby studios and a woodshop for the exclusive use of residents. The on-site Good Karma Café provides convenient hot and cold beverages and snacks. Located close to beaches, transportation, shopping, entertainment, and fine dining, this condo combines convenience with comfort. All room sizes, floor plans, and square footage are approximate. If financing, 35% down payment is required and association approval is required. This home harmoniously blends convenience, style and functionality, offering a wonderful opportunity for relaxed, modern living. Schedule your showing today.

2311 Brisbane Street Unit 23, Clearwater
2363 Israeli Drive Unit 33, Clearwater
$107,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Step into this cheerful well cared for 2-bedroom, 2-bath condo in Clearwater’s beloved On Top of the World 55+ community, where the lifestyle is easy and the possibilities are wide open. This clean second-floor unit is partially furnished and ready for someone who wants a move-in-ready start while planning their updates. You’ll appreciate the updated windows in the back, a dependable 2013 A/C, and a layout that includes a bright Florida room—furniture included! The primary bedroom also comes furnished, and the living room’s crisp neutral couch stays, giving you a great base for your décor. The kitchen is truly turn-key, stocked with pots, pans, glasses, and dishes, plus a new 1-year-old SS refrigerator that makes settling in even easier. Just bring groceries and you’re good to go. Located steps to the elevator and the laundry room. Yes, it needs updating—but that’s your chance to make it shine. Meanwhile, you get to enjoy all the amenities OTOW is famous for: golf, pools, fitness centers, clubs, and endless activities. A clean slate, partial furnishings, and instant livability in one of Clearwater’s most social, active communities. Come make this condo your next fun project.

2363 Israeli Drive Unit 33, Clearwater
2220 Swedish Drive Unit 42, Clearwater
$174,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Welcome to 2220 Swedish Drive #42, located in the highly desirable 55+ community of On Top of the World in Clearwater! Offering 1,440 square feet of living space, this spacious 2-bedroom, 2-bathroom condo combines comfort, functionality, and an exceptional maintenance-free lifestyle. Step inside to discover an inviting living and dining area featuring beautiful wood flooring, while porcelain tile adds a stylish and durable touch to the kitchen and sitting area. The generously sized kitchen offers plenty of room for cooking and entertaining, with windows overlooking lush green space that bring in natural light and peaceful views. The versatile sitting area provides additional space to relax, read, or entertain guests. Enjoy the convenience of an IN-UNIT WASHER AND DRYER, a highly desirable feature that adds to the home’s everyday comfort. Beautiful green space views create a tranquil setting, while one assigned parking space adds convenience. The charming Colonial-style building features an ELEVATOR for easy access. Beyond your front door, On Top of the World offers an incredible array of amenities designed for an active and social lifestyle! Residents can enjoy TWO SWIMMING POOLS, two activity centers, golf courses, a fitness center, tennis and pickleball courts, shuffleboard, lawn bowling, billiards, woodworking facilities, walking trails, a dog park, and an on-site café. With numerous clubs, organized activities, and social events, there’s always something to enjoy! Conveniently located near shopping, restaurants, medical facilities, and the beautiful Gulf Coast beaches, this community offers the perfect combination of relaxation, recreation, and convenience. Whether you’re looking for a full-time residence or a seasonal Florida retreat, this spacious condo offers an opportunity to enjoy the best of Clearwater’s active adult lifestyle. Schedule your private showing today! This property is being transferred via a leasehold estate deed, requires Association approval, and necessitates a 35 percent down payment if financing.

2220 Swedish Drive Unit 42, Clearwater
2461 Rhodesian Drive Unit 15, Clearwater
$159,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Enjoy convenient first-floor living in this updated two-bedroom, two-bathroom condominium located in On Top of the World. The interior features fresh paint, upgraded baseboards, and durable vinyl flooring throughout. Sunlight fills the home through impact-resistant windows, including two recently replaced rear windows. The functional kitchen offers sleek solid surface countertops, while leafy trees out front and back frame a pleasant backdrop and a surprisingly spacious backyard space. A wonderfully refreshed retreat with practical upgrades in a prime Pinellas County location. Nestled in the lively 55+ community of On Top of the World, this location delivers an exceptional resort-style lifestyle packed with social and recreational perks. Residents have access to outstanding amenities, including private 9-hole and 18-hole golf courses, two heated pools, dual activity centers, a renovated cardio fitness room, group exercise classes, hobby and craft studios, billiards, card rooms, dancing, social clubs, and a fully equipped woodworking shop. This pet-friendly neighborhood features a fenced dog park with shaded seating for pet owners. Plus, the neighborhood Good Karma Café offers easy grab-and-go meals, quick bites, and a cozy spot to connect with friends. Positioned just minutes from world-renowned Gulf Coast beaches, popular dining spots, retail, entertainment, and major transit options, as well as quick access to downtown Clearwater, Dunedin, and Safety Harbor this beautifully updated residence delivers the ideal balance of everyday comfort, easy living, and vibrant community connection.

2461 Rhodesian Drive Unit 15, Clearwater
2378 Ecuadorian Way Unit 22, Clearwater
$150,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Morning golf, an afternoon by the pool and dinner with friends. At On Top of the World, there’s plenty to fill your calendar, and this spacious end unit gives you a comfortable place to come home to. ----- Located on the second floor, this two-bedroom, two-bath condominium offers 1,400 square feet with a living and dining room combination that makes gathering easy. Invite friends for cards, share a meal or host visiting family. The kitchen features a brand-new full appliance package, ready for everything from everyday meals to your next gathering. The additional bonus room, accessible from both the kitchen and primary bedroom, overlooks beautiful green space. It’s a lovely spot for morning coffee, a favorite hobby, a home office or a quiet afternoon between plans. ----- This active, pet-friendly 55+ Clearwater community offers more than 175 clubs, classes and activities, giving you plenty of ways to enjoy familiar interests, try something new and get to know your neighbors. Amenities include two swimming pools, fitness facilities, tennis and pickleball courts, lawn bowling, shuffleboard and a dog park. Residents also enjoy nine-hole and 18-hole golf courses with no additional greens fees. ----- Whether you’re making Florida your full-time home or looking for a seasonal retreat, this home offers room to settle in, welcome good company and enjoy a community with plenty to do. ----- Leasehold condominium. Cash purchase and association approval required.

2378 Ecuadorian Way Unit 22, Clearwater
8618 Sw 91st Place Unit D, Ocala
$185,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Welcome to this exceptionally clean and beautifully updated 2-bedroom, 2-bath Philadelphian villa in On Top of the World, offering 1,375 sq. ft. of comfortable, easy-care living. Thoughtfully maintained, this home has many of the improvements buyers are looking for already completed. The updated kitchen features new cabinetry, granite countertops and newer appliances, while updated flooring creates a fresh, cohesive feel throughout. Both bathrooms have been updated, including the shower in the primary bath. The enclosed lanai adds valuable living space, perfect for relaxing, entertaining or creating a comfortable flex space. Just beyond, a screened room overlooking the backyard offers another inviting place to enjoy Florida living. Major improvements include a 2021 roof, 2020 HVAC and 2015 windows, offering added peace of mind. The 1.5-car garage features additional cabinetry for convenient storage, giving you plenty of room to keep things organized. Beyond the home, enjoy everything that makes On Top of the World such a popular 55+ community, with swimming pools, fitness centers, golf, pickleball, tennis, walking trails, clubs, classes, entertainment and plenty of opportunities to stay active and social. Everyday conveniences are close by, too, with Publix, shopping, restaurants, pharmacies, medical offices and healthcare services all easily accessible by golf cart. With so many big-ticket updates already completed, this move-in-ready villa offers a wonderful combination of comfort, convenience and the On Top of the World lifestyle. Move in, settle in and start enjoying it!

8618 Sw 91st Place Unit D, Ocala
8683 Sw 93rd Lane Unit D, Ocala
$204,990
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Here is an extended Bostonian you will not want to miss! Relax and enjoy your retirement in a large, open home where everything has been done for you. There are no neighbors in front as you enjoy the large front porch and park like views. Walk in through the front door and you will see a lovely living room/dining room combo. The generous master en suite and spare bedroom is off of this room. Continue further into the home and you will see the open kitchen and great room. The kitchen has so many cabinets, you will have problems filling them all. A cooks dream! Beyond there is the bonus/sitting room, where the backyard views are stunning. There is a porch off the back for you to enjoy quiet time in nature. This home has style! Roof 2018, HVAC 2026, newer hot water heater, newer kitchen cabinets, 2 solar tubes, newer windows, new guest bathroom toilet, new clothes dryer, new outdoor fitures and ceiling fans in every room. Make your appointment today!

8683 Sw 93rd Lane Unit D, Ocala
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