Spencer Creek Homes under $400,000

Spencer Creek Homes under $400,000

Welcome to Spencer Creek, a charming subdivision nestled in the heart of Hillsborough County, Florida! This delightful community offers a perfect blend of suburban tranquility and vibrant accessibility, making it an ideal place for families, first-time homebuyers, and anyone seeking a serene lifestyle close to the hustle and bustle of the Tampa Bay area.

Spencer Creek boasts a variety of homes that cater to diverse tastes and budgets, with many options available under $400,000. Whether you’re looking for a cozy single-family home or a modern townhouse, you’ll find inviting properties that feature open floor plans, spacious backyards, and contemporary finishes. These homes not only provide comfort but also the opportunity to create lasting memories with family and friends.

The subdivision is surrounded by lush greenery and offers an array of amenities, including parks, playgrounds, and walking trails. Residents can enjoy the beautiful Florida weather while indulging in outdoor activities or simply relaxing in their own backyard oasis. Plus, with convenient access to major highways, shopping centers, and schools, everything you need is just a stone’s throw away.

In addition to its appealing homes and community features, Spencer Creek is known for its friendly atmosphere and strong sense of community. Neighbors become friends, and families thrive in this welcoming environment. Come explore Spencer Creek, where your dream home awaits at an affordable price, and experience the perfect blend of comfort, community, and convenience!

Newest Spencer Creek Homes under $400,000

1716 Ripple Jade Place, Ruskin
$305,000
4 Beds ⋅ 2 Baths ⋅ Spencer Creek SubDv. ⋅ 33570 Zip Code
Virtually Staged. Beautifully Updated Lennar Atlanta Model in Spencer Creek! WELCOME HOME TO SPENCER CREEK! Discover the perfect combination of modern comfort, thoughtful updates, and spacious living in this beautifully maintained 4-bedroom, 2.5-bath home offering 1,914 square feet of living space, a versatile upstairs loft, and a spacious 2-car garage! Featuring the popular Atlanta floor plan by Lennar, this move-in-ready residence showcases BRAND-NEW CARPET, FRESH INTERIOR PAINT, CERAMIC TILE FLOORING, a FULLY FENCED BACKYARD with 6-foot PVC privacy fencing, and an ELECTRIC VEHICLE OUTLET in the garage! Step inside to discover a bright, open-concept floor plan designed for comfortable everyday living and effortless entertaining. Beautiful ceramic tile flooring flows throughout the main level, creating a seamless transition between the spacious living room, dining area, and kitchen. The generous living and dining room combination provides flexibility for furniture arrangements while offering plenty of room to gather with family and friends. THE HEART OF THE HOME IS THE BEAUTIFULLY APPOINTED KITCHEN! Featuring rich espresso cabinetry accented with brushed nickel hardware, granite countertops, stainless steel appliances, and an expansive center island with a double-bowl stainless steel sink, this kitchen perfectly blends style and functionality. The oversized island provides additional preparation space and casual seating, while abundant cabinetry offers excellent storage. The adjoining dining area provides convenient access to the backyard, making indoor-outdoor entertaining a breeze. A convenient first-floor half bath with a pedestal sink completes the main level. UPSTAIRS, DISCOVER EVEN MORE SPACE TO RELAX AND UNWIND! A spacious, versatile loft welcomes you to the second level, offering endless possibilities as a media room, home office, gaming area, or additional living space. The generously sized PRIMARY SUITE provides a relaxing private retreat with abundant natural light, brand-new carpet, and an en-suite bathroom featuring espresso cabinetry, brushed nickel hardware, and a spacious walk-in closet. Three additional bedrooms offer comfortable accommodations and flexibility for guests or hobbies. The secondary bathroom features coordinating espresso cabinetry and a tub/shower combination. For added convenience, the upstairs laundry room includes shelving for additional storage. Washer and dryer do not convey. STEP OUTSIDE TO YOUR PRIVATE BACKYARD RETREAT! The spacious backyard is completely enclosed with 6-FOOT PVC PRIVACY FENCING, creating an inviting outdoor setting perfect for weekend barbecues, entertaining friends, gardening, or simply relaxing in the Florida sunshine. With plenty of room to enjoy outdoor activities, this backyard is an extension of the home's comfortable living space. ENJOY THE RESORT-STYLE AMENITIES OF SPENCER CREEK! Residents enjoy access to a resort-style swimming pool with lounge areas, clubhouse, playground, basketball court, dog park, and neighborhood sidewalks surrounded by green spaces. Spencer Creek offers wonderful opportunities for recreation, relaxation, and enjoying the Florida lifestyle.

1716 Ripple Jade Place, Ruskin
7113 Colony Pointe Drive, Riverview
$383,500
3 Beds ⋅ 2 Baths ⋅ Spencer Creek SubDv. ⋅ 33578 Zip Code
Welcome to 7113 Colony Pointe Drive, a beautifully maintained residence situated in the desirable Lake St. Charles community. SELLER HAS A VA ASSUMABLE LOAN AT 3.1 !!! This home combines high-end updates, functional living space, and a private natural setting. Fresh exterior painting, Inside, soaring ceilings, updated lighting, and vinyl plank flooring create a bright, contemporary atmosphere. The versatile floor plan offers 3 spacious bedrooms, 2 full bathrooms, and an expansive bonus room, ideal for a home office, media room, art studio, or guest suite. The kitchen features a natural gas range, and the renovated bathrooms with modern finishes. Essential system upgrades provide added reliability, including a brand-new roof (Jan 2025), air conditioning and water heater under four years old, a whole-house water softener, and an instant hot water system. Outdoors, the oversized screened lanai overlooks a fully fenced backyard that borders a wooded conservation area for exceptional privacy. Lake St. Charles provides community amenities, including a resort-style pool, scenic lake with fishing dock, tennis courts, dog park, playgrounds, nature trails, and scheduled community events. Located with convenient access to I-75, the Selmon Expressway, Downtown Tampa, MacDill Air Force Base, and area beaches. Schedule your private showing today!

7113 Colony Pointe Drive, Riverview
11910 Little Violet Circle, Riverview
$339,000
4 Beds ⋅ 2 Baths ⋅ Spencer Creek SubDv. ⋅ 33578 Zip Code
Move-in ready and beautifully maintained, this 4-bedroom, 2-bath home in the desirable Park Creek community of Riverview is located on a quiet cul-de-sac with just six homes. Positioned near the front of the neighborhood, it offers added privacy with convenient access in and out. The open-concept floor plan is designed for comfortable living and entertaining, with a well-appointed kitchen featuring ample cabinet and counter space and views of the main living areas. Just off the kitchen, the laundry room includes the washer and dryer for added convenience. The spacious primary suite features a large ensuite bathroom and walk-in closet. Three additional bedrooms provide plenty of space for family, guests, a home office, or hobbies. Enjoy the epoxy-floored garage, ideal for parking, storage, or a workshop, along with a brand-new privacy fence enclosing the backyard—perfect for pets, play, entertaining, or creating your own outdoor retreat. A brand-new water softener adds even more value and convenience. The low HOA fee includes high-speed WiFi and cable, adding exceptional value for homeowners. Conveniently located near shopping, dining, parks, schools, Highway 301, and I-75, this home provides easy access for commuting and enjoying everything the surrounding area has to provide. Don't miss this opportunity to make this well-maintained Riverview home your own—schedule your private showing today!

11910 Little Violet Circle, Riverview
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