Terra Ceia Homes with Bay/Harbor Frontage

Terra Ceia Homes with Bay/Harbor Frontage

Welcome to Terra Ceia, a hidden gem nestled in the heart of Manatee County, Florida. This enchanting subdivision offers a unique blend of coastal charm and serene living, making it an ideal destination for those seeking a tranquil lifestyle with stunning waterfront views.

Terra Ceia is renowned for its picturesque bay and harbor frontage, providing residents with unparalleled access to the sparkling waters of Tampa Bay. Imagine waking up each morning to the gentle sound of waves lapping at the shore and the breathtaking sight of sunrises painting the sky in vibrant hues. Whether you’re an avid boater, a fishing enthusiast, or simply someone who enjoys the beauty of nature, the waterfront homes in Terra Ceia cater to all your desires.

The homes in this delightful community are thoughtfully designed to maximize the stunning views and embrace the Florida lifestyle. Many properties feature expansive decks and patios, perfect for entertaining guests or enjoying quiet evenings as the sun sets over the bay. With a variety of architectural styles, from charming bungalows to modern waterfront estates, there's a perfect home for everyone in Terra Ceia.

Beyond the beauty of the homes, residents also enjoy a close-knit community atmosphere, complete with nearby parks, walking trails, and recreational facilities. Terra Ceia is conveniently located just a short drive from the vibrant cities of Sarasota and Bradenton, offering a plethora of dining, shopping, and cultural experiences.

Experience the magic of coastal living in Terra Ceia, where every day feels like a vacation. Your dream waterfront home awaits!

Newest Terra Ceia Homes with Bay/Harbor Frontage

$1,849,000
3 Beds ⋅ 4 Baths ⋅ Terra Ceia SubDv. ⋅ 34250 Zip Code
Discover the essence of Florida coastal living at this exceptional custom-built Key West-inspired waterfront estate, where nearly two private acres, direct bay access, and timeless craftsmanship come together on historic Terra Ceia Island. Completed in 2021, this elevated coastal residence offers an extraordinary blend of privacy, boating freedom, and panoramic views across Terra Ceia Bay. This residence commands approximately 117’ of waterfront overlooking the bay. A private dock extends through a tranquil mangrove estuary to a pier equipped with water and electricity, offering direct bay and Gulf access with no fixed bridges. Spanning nearly 3,000 square feet of thoughtfully designed living space, the elevated home embraces relaxed coastal elegance throughout. Rich pine wood flooring, custom shiplap detailing, tongue-and-groove ceilings, impact-rated windows and doors, and abundant natural light create an inviting atmosphere that complements the surrounding waterfront landscape. An elevator services each living level, while expansive covered and screened verandas capture uninterrupted water views from nearly every room. Occupying the upper living level, the open-concept great room is designed for effortless entertaining. Walls of glass frame sweeping bay vistas while seamlessly connecting the spacious living area, dining space, and gourmet kitchen. The chef's kitchen is beautifully appointed with custom cabinetry, oversized center island, stone countertops, premium appliances, dual side-by-side refrigerators, oversized professional range with pot filler, wine refrigerator, coffee bar with filtered water, walk-in pantry, and generous preparation space—creating the perfect setting for everything from casual family meals to large gatherings. The primary suite occupies its own private level and serves as a peaceful waterfront retreat. The spa-inspired bath features a freestanding soaking tub, oversized custom-tiled walk-in shower, dual vanities, designer lighting, and two spacious walk-in closets. An adjoining flex room provides exceptional versatility as a nursery, home office, fitness room, or private sitting area. A second guest bedroom, full bath, and oversized laundry room complete this level, while an additional guest suite with en-suite bath occupies the upper floor to maximize privacy. Outdoor living is equally exceptional. The resort-inspired saltwater pool is surrounded by expansive pavers, lush tropical landscaping, and multiple gathering spaces. A convenient pool bath serves the outdoor living areas, while the fully fenced grounds provide ample room for recreation, gardening, or future enhancements. Three oversized tandem garage bays with 10’ doors, 12’ ceilings, extensive storage, workspace, and room for recreational vehicles provide unmatched functionality. Additional features include a whole-house generator, metal roof, security gate, zoned HVAC systems, and exceptional craftsmanship that provides lasting peace of mind. Terra Ceia Island remains one of Florida's hidden coastal treasures. Residents can join the association, which offers access to a private waterfront park featuring a community boat ramp, fishing, pickleball, playground, and year-round neighborhood gatherings. Despite its peaceful island setting, this home enjoys exceptional convenience with quick access to I-275 and I-75, placing downtown St. Petersburg, Tampa, Bradenton, Lakewood Ranch, Sarasota, and multiple Gulf Coast beaches within easy reach.

180 Horseshoe Loop Road, Terra Ceia
$1,599,990
4 Beds ⋅ 3 Baths ⋅ Terra Ceia SubDv. ⋅ 34250 Zip Code
Welcome to a modern coastal paradise, hidden on idyllic Terra Ceia Island! Over a quarter acre along the aquatic preserve of Miguel Bay, this home offers endless entertainment with an open floor plan and fully updated modern aesthetic, surrounded by a tropical setting, fiery sunsets, and views of the Skyway Bridge. The property doubles as a wonderful investment opportunity with no HOA or leasing restrictions, providing not just a short-term rental or AirBnB but a true Old Florida experience, where Captains bring their charters for World Class inshore fishing, only a few minutes to Gulf waters. A 165-foot dock on open water, built with durable Trex decking, comes equipped with water, power, boat lift with remote, and stairs leading down for an easy kayak launch with no rear neighbors and a view of tranquil mangrove islands. Relaxation awaits in this 4-bedroom, 2.5 bath beautifully updated custom coastal residence, intended to complement its serene surroundings with water views from nearly every room. The thoughtfully designed split floor plan offers privacy and flexibility with a master suite featuring a discrete entrance off the lush courtyard with multiple cedar closets & custom built-ins. The second bedroom boasts an ensuite with a bathtub creating a welcoming space for any guest. The third bedroom features a private covered patio. The fourth bedroom, currently utilized as a nursery, could easily serve as a home office or hobby room. Each bathroom has been carefully updated with custom vanities and travertine tile. A bonus room which could serve as a 5th bedroom, currently features laundry and an icemaker, offering easy storage and accessibility for the fisherman on the go! Warm wood-beamed ceilings, elegant Leonardo Travertine in Versailles pattern, Sunset quartz countertops, in a central, open kitchen, create an inviting, sophisticated atmosphere. The fully updated Chef’s kitchen is the heart of the home, with an oversized island, seamlessly connects the family room with the outdoors, all overlooking Miguel Bay. Samsung Bespoke White Glass Kitchen Suite of appliances offer state of the art features. Venture out of the luxurious interior into one of the many outdoor living areas, and enjoy stargazing in the tropical courtyard or cocktails fireside after a long day of boating. You will be greeted by all that nature has to offer, from Manatees, dolphins, tarpon, white pelicans, and roseate spoonbills. The meticulous grounds feature winding stone paths under the canopy of a Royal Poinciana, “The Lido Deck” pergola, charming shell beach under swaying Coconut, Bottle, Areca Palms, all surrounded by mature Florida landscaping. For those fortunate enough to enjoy, historic Terra Ceia Island is more than just a location—it's a lifestyle. This close-knit active community comes together for events like the Mullet Festival, Kayak Poker Regatta, Halloween Hayrides, Around the World Dinner, Easter Egg Hunt, and a Christmas Golf Cart Parade. The optional Village Improvement Association provides access to the community hall and waterfront Seabreeze Park, complete with picnic pavilions, boat ramp, a soon to be built 300 ft fishing pier, playground & pickleball courts. Conveniently situated at the foot of the Sunshine Skyway Bridge, Terra Ceia offers easy commute and access to St. Pete Beach, Tampa, Anna Maria Island, and Bradenton. Unwind and experience Old Florida living at this one-of-a-kind luxury waterfront property.

3 Michiana Place, Terra Ceia
$1,274,000
3 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34250 Zip Code
One or more photo(s) has been virtually staged. Welcome to Terra Ceia Island, one of Manatee County's best-kept secrets, where the timeless charm of "Old Florida" meets modern waterfront living. Surrounded by the 24,000-acre Terra Ceia Aquatic Preserve and nearby conservation lands, this peaceful island community offers a rare lifestyle defined by protected waters, abundant wildlife, and natural beauty that remains largely untouched by overdevelopment. Whether your weekends are spent boating, fishing, kayaking, paddleboarding, biking, photographing nature, or simply relaxing in the Florida sunshine, this newly renovated 3-bedroom, 2-bath home is designed to embrace it all. Thoughtfully reimagined with additional living space, the bright and open floor plan is anchored by a brand-new kitchen featuring custom cabinetry, a waterfall island, coffee bar, farmhouse sink, new fixtures, hardware, disposal, and the unique opportunity to select the appliances that best fit your style. A newly added Florida room, filled with natural light through brand-new hurricane-impact windows and a large sliding glass door, creates the perfect space for morning coffee, evening cocktails, or unwinding after a day on the water. Major improvements have already been completed, including a durable metal roof, new hurricane-rated front entry system, insulated hurricane-resistant garage door with windows, new interior doors and hardware, updated bathroom vanities, fixtures and mirrors, recessed lighting throughout, fresh high-grade exterior paint, new exterior lighting, updated house numbers, and refreshed shell landscaping for exceptional curb appeal. Outside, your private coastal retreat awaits with a brand-new heated saltwater pool and spa featuring underwater lighting, a new travertine pool deck with room for future expansion, and a newly constructed dock designed for entertaining or future boat lift installation, along with a dedicated kayak, paddleboard, and jet ski launch that makes enjoying the waterfront effortless. What truly sets this property apart is the opportunity it offers! The significant renovations and major investments have already been completed, allowing the next owner to personalize the finishing touches, whether by selecting interior paint colors, expanding the outdoor entertaining space, enhancing the landscaping, or creating their own vision of coastal living. Conveniently located just 15 minutes from Downtown Bradenton, 20-25 minutes from Downtown St. Petersburg, approximately 30 minutes to the UTC shopping and dining district, and 35-45 minutes from the white-sand beaches of Anna Maria Island, this is a rare opportunity to own a beautifully renovated waterfront home in one of Florida's most naturally preserved island communities.

910 Bayshore Drive, Terra Ceia
$527,500
Terra Ceia SubDv. ⋅ 34221 Zip Code
Build your dream waterfront home in the exclusive gated community of Terra Ceia Bay Estates, one of the Gulf Coast’s best-kept secrets. With only ten residences in the neighborhood, this rare bayfront homesite offers the privacy, boating access, and location that waterfront buyers are searching for. Featuring 118 feet of direct frontage on Terra Ceia Bay, the property includes a private dock and boat lift with no bridges to Tampa Bay or the Gulf of Mexico. Spend your weekends boating to waterfront restaurants, exploring nearby sandbars, fishing for snook and redfish, or simply enjoying panoramic sunset views from your dock while your custom home comes to life. Unlike many waterfront opportunities in Florida, there are no costly demolition expenses, permitting delays tied to tearing down an older structure, or compromises with outdated floorplans. This blank canvas allows you to design a fully customized elevated coastal residence with the latest in luxury finishes, hurricane standards, smart home technology, and modern waterfront architecture. A survey, environmental reports, and engineered home plans are already available, helping streamline the building process and saving valuable time. While construction progresses, you can still enjoy the boating lifestyle immediately by utilizing your private dock and lift from day one. Residents of Terra Ceia Bay Estates enjoy maintenance-free living with lawn care, irrigation, and a community pool included through the HOA. Ideally positioned near US-19, I-275, and the Sunshine Skyway Bridge, the property offers convenient access to downtown St. Petersburg, Tampa, Sarasota, Anna Maria Island, and Gulf beaches, all within approximately 25 minutes. Waterfront lots with direct bay access, private docks, no-bridge Gulf access, and this level of exclusivity rarely become available in Terra Ceia. This is an opportunity to create a legacy waterfront estate in one of the most unique coastal communities in the Tampa Bay area.

5539 2nd Avenue Circle W, Palmetto
$575,000
Terra Ceia SubDv. ⋅ 34250 Zip Code
Experience breathtaking views of Terra Ceia Bay from your very own 1.23-acre homesite—a rare opportunity to build your dream home on beautiful, historic Terra Ceia Island. This expansive property spans both sides of the road, offering endless possibilities: build your home directly on the water and create a charming citrus grove or garden across the street. With included home plans, bringing your vision to life has never been easier. As a resident, you’ll have the option to join the Village Improvement Association, providing exclusive access to a private community park featuring a boat ramp, kayak launch, pickleball courts, fire pit, BBQ pavilion, and event space—ideal for gatherings or quiet relaxation. Whether you’re designing a full-time residence or a tranquil retreat, this property blends serene island living with convenient amenities. Don’t miss this chance to own a truly special piece of paradise on Terra Ceia Island.

285 Horseshoe Loop Road, Terra Ceia
$169,900
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
One or more photo(s) has been virtually staged. Virtually Staged. Price Reduced to $169,900! Enjoy maintenance free Florida living in this beautifully updated 2 bedroom, 2 bathroom condo in the gated Terra Ceia Bay community. Overlooking the golf course, this move in ready home features luxury vinyl plank flooring, granite countertops, stainless steel appliances, a desirable split bedroom floor plan, and a spacious primary suite with a walk in closet and dual sink vanity. Major updates include a new HVAC system and water heater in 2024. Enjoy an elevator building with a private pool, fitness center, and recreation room, plus resort style amenities including golf, pickleball, tennis, clubhouse dining, tiki bar, fishing pier, and scenic walking paths.

2320 Terra Ceia Bay Boulevard Unit 203, Palmetto
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