Palm Harbor Homes under $400,000

Palm Harbor Homes under $400,000

Welcome to Palm Harbor, Florida—a hidden gem nestled in the heart of Pinellas County. Known for its picturesque landscapes and vibrant community, Palm Harbor offers a perfect blend of suburban charm and coastal allure. With its stunning waterfront views, lush parks, and a plethora of recreational activities, this delightful city is ideal for families, retirees, and everyone in between.

Palm Harbor boasts a rich history and a welcoming atmosphere, making it a sought-after destination for those looking to embrace the Florida lifestyle. The area is dotted with quaint shops, delectable dining options, and a variety of entertainment venues, ensuring that residents have access to everything they need right at their fingertips. With beautiful beaches just a short drive away, weekends can be spent soaking up the sun or indulging in water sports.

For homebuyers seeking affordability without compromising on quality, Palm Harbor offers a fantastic selection of homes priced under $400,000. From charming single-family residences to cozy townhomes, there’s something for everyone in this price range. These homes often feature modern amenities, spacious yards, and easy access to local schools and parks, making them perfect for families or those looking to downsize.

Whether you’re drawn by the allure of the local community, the stunning natural beauty, or the affordable housing options, Palm Harbor is a place where you can truly feel at home. Discover the perfect property and start your journey in this enchanting Florida city today!

Newest Palm Harbor Homes under $400,000

1801 E Lake Road Unit 9E, Palm Harbor
$190,000
2 Beds ⋅ 2 Baths ⋅ El Pasado A Condo SubDv. ⋅ 34685 Zip Code
PRICE TO SELL FAST!! Call to see this El Pasado upstairs condo! This bright and inviting two-bedroom, two-bath upstairs condo, offering comfort, privacy, and an abundance of natural light. The vaulted ceilings in the living and dining areas create a spacious, open atmosphere as you step inside. An extra-large kitchen greets you at the entrance, complete with newer stainless steel appliances and ample counter space, ideal for cooking and entertaining. Just beyond the living area is an extended space that was formerly a lanai now enclosed with windows and screens perfect for a home office, reading nook, or relaxing evening retreat. The split-bedroom layout ensures privacy. The primary suite features room for a king-size bed, a walk-in closet, a large vanity area, and a walk-in shower. The guest bedroom is spacious enough for a queen-size bed and includes its own full bathroom with a tub and shower combination. Between the bedrooms is a full-size washer and dryer for added convenience. Covered carport parking is located very close to the unit, with ample guest parking available. The community also offers a sparkling pool and scenic pond views from this well-situated corner upstairs condo NO TRUCKS ALLOWED SORRY

1801 E Lake Road Unit 9E, Palm Harbor
149 Lake Shore Drive N, Palm Harbor
$350,000
2 Beds ⋅ 1 Baths ⋅ Lake Shore Estates 1st Add SubDv. ⋅ 34684 Zip Code
TARPON LAKE LIFE !!! DIRECT FRESHWATER CANAL WATERFRONT LEADING TO LAKE TARPON 2 HOUSES AWAY! LOT SIZE 135 BY 69.7. 0.17 acres. LOCATION LOCATION 1 MILE FROM INNISBROOK GOLF COURSE RESORT. HONEYMOON ISLAND 11 MILES,HOWARD BEACH 8 MILES, CLEARWATER BEACH 18 MILES,TRADER JOES 4 MILES,WHOLE FOOD 7 MILES, MOVIE THEATER 2 MILES,HOSPITAL AND MEDICAL FACILITIES CLOSE BY. 2 bedroom 1 bath with Terrazzo flooring throughout the house. New Exterior and Interior Paint, New Window Shades,New Washer and Dryer, New Refrigerator. Air conditioner approx. 6 years old. Roof 2011. No history of flooding.Backyard shed for extra storage, partially fenced, plenty of room to entertain and enjoy the sunset after a day on the lake. Optional fees for clubhouse and boat ramp nearby. Neighborhood is secluded, recreational, and very quiet.

149 Lake Shore Drive N, Palm Harbor
1006 Lennox Road W Unit 1006, Palm Harbor
$242,900
2 Beds ⋅ 2 Baths ⋅ Gleneagles I Condo SubDv. ⋅ 34683 Zip Code
BEAT THE WINTER RUSH! YOUR FLORIDA RETREAT AWAITS! With Florida’s beautiful weather just around the corner, now is the perfect time to secure this unique condo in a community that feels more like a private home than a traditional condominium complex! Surrounded by mature landscaping, the soothing sounds of birdsong, and abundant wildlife, this beautifully updated second-floor, 2-bedroom, 2-bath residence offers the peaceful ambiance of a mountain retreat with all the conveniences of Florida living. Enjoy a tranquil setting just minutes from some of the area's most desirable destinations, including Sunset Beach and its popular free First Thursday concerts, Honeymoon Island State Park, Fred Howard Park, the famous Tarpon Springs Sponge Docks, and the renowned Innisbrook Resort and Golf Club right next door. Inside, you'll find a thoughtfully remodeled home featuring luxury vinyl flooring throughout and popcorn-free ceilings for a fresh, modern feel. Additional improvements include new remote-controlled ceiling fans, updated bathroom vanities, luxurious quartz countertops, a stylish tiled backsplash, and new kitchen soft close cabinetry complemented by LG appliances. The convenient laundry area features an Electrolux all-in-one washer and dryer, and a new water heater adds even more value and peace of mind. This quiet, pet-friendly community welcomes two pets (up to 40 pounds each). Rental opportunities are also available, with a six-month minimum lease permitted after one year of ownership, subject to the community's 12% rental cap. Whether you're looking for a seasonal Florida getaway, a comfortable full-time residence, or an investment opportunity, this special property offers an appealing blend of privacy, modern updates, natural beauty, and an exceptional location.

1006 Lennox Road W Unit 1006, Palm Harbor
232 Whisper Lake Road, Palm Harbor
$400,000
3 Beds ⋅ 2 Baths ⋅ Whisper Lake Sub SubDv. ⋅ 34683 Zip Code
Welcome to this beautifully updated 3-bedroom, 2-bathroom home in Palm Harbor! Offering a blend of modern finishes, comfortable living spaces, and inviting outdoor amenities, this move-in-ready home is sure to impress. The spacious living room features vaulted ceilings that create an open and airy feel. The updated kitchen boasts new stainless steel appliances, dual sinks, and an eat-in dining area that flows seamlessly into the living spaces, making it ideal for entertaining. The primary suite features a walk-in closet and sliding glass door access to the patio and outdoor spa. The remodeled primary bathroom showcases floor-to-ceiling tile in the walk-in shower and recessed lighting for a modern finish. Two additional generously sized bedrooms share an updated full bathroom. The large, fully fenced backyard includes a covered and screened patio with a spa, creating an ideal setting to relax or entertain. Conveniently located in Palm Harbor, this home offers easy access to shopping, dining, parks, golf courses, and the beautiful Gulf Coast beaches. Enjoy peace of mind with numerous major improvements, including a roof with hurricane clips (2020), windows (2020), updated ductwork (2018), and a new HVAC system (2025). Additional upgrades include new laminate flooring throughout (2025). Don't miss this opportunity to own an updated home in a desirable Palm Harbor location!

232 Whisper Lake Road, Palm Harbor
36750 Us Highway 19 N Unit 17-111, Palm Harbor
$275,000
1 Beds ⋅ 1 Baths ⋅ Innisbrook SubDv. ⋅ 34684 Zip Code
Experience the best of resort style living at the beautiful Innisbrook Golf & Spa Resort. This inviting 1-bedroom, 1-bath condominium offers an opportunity to own a getaway in one of the Tampa Bay area’s most recognized resort communities. Enjoy the relaxed Florida lifestyle surrounded by lush tropical landscaping and championship golf courses. Whether you’re looking for a personal retreat, a vacation escape, or an investment opportunity, this condominium offers the perfect setting to enjoy everything the Innisbrook lifestyle. Conveniently located near the beaches, shopping, dining, and entertainment of the Palm Harbor and Tampa Bay areas. Come discover your own piece of paradise!

36750 Us Highway 19 N Unit 17-111, Palm Harbor
2151 Chianti Place Unit 2-1212, Palm Harbor
$249,900
3 Beds ⋅ 3 Baths ⋅ Tuscany At Innisbrook Condo SubDv. ⋅ 34683 Zip Code
An Exceptional Opportunity in Tuscany at Innisbrook! Enjoy the spacious design and desirable features of this two-story end-unit townhome offering 3 bedrooms, 2.5 baths, and a hard-to-find attached two-car garage. The home features cathedral ceilings, a generously sized living room, and a spacious main-level layout with the kitchen and convenient half bath. Upstairs, you'll find a private owner's suite, two additional bedrooms, and a second full bath. The property boasts numerous upgrades and improvements, offering a great head start for its next owner. While it could use a little extra love and attention to bring it back to its full potential, the possibilities are endless! With its desirable floor plan, end-unit location, and attached two-car garage, this home is priced to sell and presents an excellent opportunity for a buyer looking to add their own finishing touches. Tuscany at Innisbrook offers an impressive collection of resort-style amenities, including a heated whirlpool spa with waterfall, two heated swimming pools with sundecks, a state-of-the-art fitness center, tennis and basketball courts, playground, billiards room, theater room, an expansive 8,460-square-foot clubhouse, picnic areas with barbecue grills, and a convenient car wash station with pressure wand and vacuum. Controlled-access entrance adds an extra level of convenience. The property is now vacant and ready for immediate showings. Come see the potential and make this opportunity your own!

2151 Chianti Place Unit 2-1212, Palm Harbor
36750 Us Highway 19 N Unit 3-125, Palm Harbor
$210,000
1 Beds ⋅ 1 Baths ⋅ Innisbrook SubDv. ⋅ 34683 Zip Code
RESORT-STYLE LIVING AT INNISBROOK RESORT & GOLF CLUB! Experience the best of resort living in this charming FIRST-FLOOR, FULLY FURNISHED 1-bedroom, 1-bath condo at the renowned Innisbrook Resort & Golf Club! The Carnoustie building is ideally situated overlooking the 18th green of the Island Course, surrounded by lush landscaping, mature trees, beautiful golf course views, and a tranquil pond setting. Enjoy an exceptional location just steps from the Island Clubhouse, pool, and golf course. Inside, you'll find a cozy and inviting retreat with a functional layout, beautiful plantation shutters, a comfortable living area featuring a sleeper sofa for guests, and a private outdoor patio perfect for relaxing and enjoying the peaceful surroundings. Offered fully furnished, this condo makes it easy to settle in and start enjoying the resort lifestyle. LOCATION, LOCATION, LOCATION! The Island Clubhouse is just steps away, featuring a pool, hot tub, and Turnberry Pub. Take a leisurely stroll to the Osprey Clubhouse and Salamander Grill, where Fairway's Coffee Shop serves Starbucks coffee and delicious treats. Other nearby amenities include the popular Loch Ness Pool, Packard's Steakhouse, Salamander Spa, fitness center, tennis center, pickleball courts, and driving range. Innisbrook offers an impressive resort lifestyle with four golf courses, four restaurants, six pools, tennis, pickleball, a fitness center, spa, and playground. Golf and membership packages are available, offering additional opportunities to enjoy the resort's exceptional amenities. Golf enthusiasts will especially appreciate the excitement of the annual Valspar PGA Championship, hosted right here at Innisbrook! Conveniently located approximately 23 miles from Tampa International Airport and 15 miles from award-winning Clearwater Beach, Innisbrook is also close to the charming coastal communities of Dunedin and Tarpon Springs, along with the shopping, dining, entertainment, and cultural attractions of St. Petersburg. POTENTIAL RENTAL INCOME OPPORTUNITY! This condo may be eligible for inclusion in Innisbrook's rental pool program, subject to applicable rental pool standards, required remodeling or updates, and program approval. Whether you're searching for a relaxing vacation getaway, a full-time residence, or a potential investment opportunity, this fully furnished condo offers a wonderful opportunity to experience resort-style living in one of Florida's most recognized golf communities. Come experience the beautiful surroundings, exceptional amenities, and unbeatable convenience of this desirable Island Course location. Your Innisbrook getaway awaits!

36750 Us Highway 19 N Unit 3-125, Palm Harbor
1605 Berwick Court Unit C, Palm Harbor
$119,900
1 Beds ⋅ 1 Baths ⋅ Highland Lakes Condo SubDv. ⋅ 34684 Zip Code
* * HIGHLAND LAKES - MOST SOUGHT AFTER 55+ COMMUNITY WITH ALL THE AMENITIES YOU NEED * * Monthly Fee Gives You UNLIMITED GOLF ALL YEAR ROUND * * Enjoy the Florida lifestyle in this 1-bedroom, 1-bathroom attached villa located in the desirable 55+ community of Highland Lakes! This villa features an attached 1-car garage, offering convenient parking and additional storage space. Unit is located in the ANDOVER subdivision. Very well run section that has its own clubhouse, pool, shuffle board, billiards, library and they offer many activities. The fee also includes water, sewer, trash, basic cable, internet and more. Since this unit has the membership to “The Club” (at an unbelievable low cost of $164/month) you will also get UNLIMITED GOLF on 27 holes. Access to tennis courts, pickleball courts (indoor and outdoor), shuffleboard, bocci ball courts. Spectacular heated pool with umbrellas and covered seating. The expansive clubhouse offers a large auditorium for activities, shows and parties. Fully equipped woodworking shop, ceramics shop, card room, billiards and more. And lets not forget “THE LODGE ON LAKE TARPON” which is also part of “THE CLUB” and is a secondary clubhouse with pool, picnic area, horse shoes and is finally highlighted by the dock and community pontoon boats on Lake Tarpon. This location provides plenty of opportunities for an active and leisurely lifestyle. Experience the convenience of villa living in a community designed with recreation and relaxation in mind! * * FANTASTIC LOCATION * * Ideally situated in the desirable Highland Lakes community of Palm Harbor, this location offers exceptional convenience to shopping, recreation, and everyday essentials! Just minutes from Trader Joe's, Sprouts Farmers Market, Publix, Walmart, Walgreens, and Highland Lakes Plaza, residents enjoy easy access to grocery stores, retail shopping, pharmacies, and medical services, including AdventHealth Palm Harbor ER. Outdoor enthusiasts will appreciate nearby J. Stephen Putnam Park,

1605 Berwick Court Unit C, Palm Harbor
3262 Mcmath Drive, Palm Harbor
$235,000
2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code
2/2 Paired Villa- Fantastic opportunity to build sweat-equity in the coveted 55+ Highland Lakes community! CASH buyers- the property needs new flooring, cabinets, countertops and paint, giving you the opportunity to choose your finishes and build equity. NEW A/C 2026. UPDATED Electrical panel and windows. Water Heater 2014. Roof 2007 (end of life). HOA fees include lawn mowing and irrigation. Highland Lakes offers residents unlimited complimentary golf on the 27-hole executive course, tennis, pickleball, bocce, shuffleboard, and a geothermally heated Olympic-size pool and spa. Enjoy the lending library, cards and games, billiards, arts and crafts, woodworking, and the lakeside Lodge on Lake Tarpon. Take an outing on one of two community pontoon boats, with the option to stop for lunch at a lakeside restaurant.

3262 Mcmath Drive, Palm Harbor
645 Green Valley Road Unit K3, Palm Harbor
$228,000
2 Beds ⋅ 2 Baths ⋅ Green Valley Estates Unit Two SubDv. ⋅ 34683 Zip Code
Short Sale. Comfort, charm, and a welcoming feel define this single-story Palm Harbor villa. The open floor plan features high ceilings and natural light throughout. The updated kitchen offers stainless steel appliances, popcorn ceilings have been removed, and a smart lock makes entry easy. The large primary bedroom includes a walk-in closet. Outside, you'll find a charming front porch, a screened patio, and an attached one-car garage. Community amenities include a pool and clubhouse. Close to shopping, restaurants, and area beaches, this is a home that's easy to settle into.

645 Green Valley Road Unit K3, Palm Harbor
3058 Landmark Boulevard Unit 1204, Palm Harbor
$349,900
3 Beds ⋅ 2 Baths ⋅ Landmark Oaks Condo SubDv. ⋅ 34684 Zip Code
Beautifully remodeled and move-in ready, this spacious 3-bedroom, 2-bath condominium in Palm Harbor's Landmark Oaks community offers 1,485 square feet of thoughtfully updated living space, complete with an attached one-car garage. Step inside to discover an open, light-filled interior featuring high ceilings, luxury vinyl flooring, and a spacious living and dining area ideal for both everyday comfort and entertaining. The beautifully updated kitchen features sleek European-style cabinetry, stone countertops, stainless steel appliances, a built-in microwave, and a wine refrigerator. Just off the kitchen, a charming breakfast nook surrounded by windows provides a bright, inviting space to start your day. The generous primary suite offers a large walk-in closet and a beautifully remodeled en-suite bathroom featuring floor-to-ceiling tile, an oversized walk-in shower, and a rainfall shower system. Two additional bedrooms provide plenty of flexibility for guests, a home office, or additional living space. Enjoy your morning coffee or unwind in the evening on the oversized screened balcony. Additional conveniences include a dedicated in-unit laundry room and private attached garage, providing valuable storage and parking. Landmark Oaks offers a community swimming pool and the convenience of an association that includes cable, internet, water, sewer, trash, exterior maintenance, and grounds maintenance in your monthly dues. With its extensive interior updates, generous floor plan, and convenient Palm Harbor location, this residence offers an exceptional opportunity to enjoy comfortable, low-maintenance Florida living. Schedule your private showing today!

3058 Landmark Boulevard Unit 1204, Palm Harbor
2753 5th Court, Palm Harbor
$150,000
2 Beds ⋅ 3 Baths ⋅ Wedge Wood Of Palm Harbor SubDv. ⋅ 34684 Zip Code
Great opportunity in desirable Palm Harbor amenity-rich community! Located in the desirable Wedgewood community, this 2-bedroom, 2.5-bathroom block construction townhouse offers 1,344 square feet of living space and an excellent opportunity for buyers looking to renovate, personalize, and build equity. The home also has hurricane shutters for all of the sliding glass doors adding peace of mind. While the home needs updates, it offers tremendous potential for homeowners, investors, or anyone looking to create their own vision in an established community. One of the standout features of this property is the fantastic community lifestyle! Residents can enjoy a variety of amenities, including a community swimming pool, tennis courts, basketball court, clubhouse, and playground. Whether you're looking to relax poolside, enjoy an afternoon of tennis, or spend time outdoors, this community offers something for everyone. The townhouse features two spacious bedrooms, each with its own private balcony, providing a wonderful opportunity to enjoy your morning coffee or unwind in the evening. With two full bathrooms and an additional half bath, the layout offers convenience and functionality. Conveniently situated in Palm Harbor, this property offers easy access to shopping, dining, entertainment, and outdoor recreation. Enjoy proximity to the Shoppes of Boot Ranch, local restaurants and shops in Downtown Palm Harbor, and nearby parks and golf destinations. Outdoor enthusiasts will appreciate nearby Wall Springs Park, the Pinellas Trail, and the beautiful Gulf Coast beaches, including Honeymoon Island State Park and Clearwater Beach. The area also offers convenient access to US Highway 19, Tampa Road, and surrounding communities. Whether you're searching for an investment property, renovation project, or a townhouse you can customize to your own taste, this is an opportunity to unlock the potential of a property in a desirable Palm Harbor location.

2753 5th Court, Palm Harbor
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