Palm Harbor Homes under $500,000

Palm Harbor Homes under $500,000

Welcome to Palm Harbor, Florida, a hidden gem nestled in the heart of Pinellas County. Known for its picturesque landscapes and vibrant community, Palm Harbor offers the perfect blend of suburban charm and coastal living. With its stunning waterfront views, lush parks, and a plethora of recreational activities, it’s no wonder that families, retirees, and young professionals alike are drawn to this delightful city.

One of the most appealing aspects of Palm Harbor is its diverse real estate market. For those seeking affordable options, you’ll be pleased to discover that there are numerous homes available for under $500,000. These properties range from cozy single-family homes to modern townhouses, each offering unique features and ample space for comfortable living. Whether you're a first-time homebuyer or looking to downsize, Palm Harbor has something to suit every lifestyle.

The city is also renowned for its excellent schools, vibrant dining scene, and abundant shopping options, making it a fantastic place to call home. Outdoor enthusiasts will enjoy the nearby beaches, nature trails, and golf courses, while cultural aficionados can explore local art galleries and community events.

Palm Harbor truly embodies the essence of Florida living, with its warm climate and friendly atmosphere. If you're considering making a move, now is the perfect time to explore the charming homes available under $500,000. Your dream home awaits in this idyllic coastal community!

Newest Palm Harbor Homes under $500,000

165 Hickory Gate Drive, Palm Harbor
$159,000
2 Beds ⋅ 2 Baths ⋅ Blue Jay Mobile Home Estates Condo SubDv. ⋅ 34684 Zip Code
Welcome to this beautifully updated 2-bedroom, 2-bathroom double-wide manufactured home in the highly sought-after 55+ community of Blue Jay Estates, where you own the land and pay no expensive lot rent! This home features a newer roofover (2021), a newer A/C unit (2021), newer windows, and a newer vapor barrier underneath. Inside, you will find modern sheetrock walls, updated bathrooms, and tasteful wallpaper accents throughout. The heart of the home features a beautiful kitchen equipped with newer cabinets and stainless-steel appliances, including a refrigerator, stove, microwave, dishwasher, and garbage disposal. Durable laminate flooring flows through the living areas, leading to two comfortable bedrooms with durable carpeting. The secondary bedroom features charming wainscoting walls. A highlight of the home is the massive front enclosed porch, adding an impressive 240 square feet of versatile living space that is absolutely perfect for relaxing or entertaining guests. Outside, the property features a long two-car driveway with plenty of room for an outdoor patio set and an included BBQ grill. Excellent storage solutions abound, starting with a large utility shed that houses the washer and dryer, substantial storage space, an additional refrigerator, and a separate freezer. This exceptional home is situated in a vibrant community with a remarkably low monthly fee of just $230, which covers water, sewer, trash pickup, lawn care, trimming bushes, lawn spraying for fertilization and pest control, and escrow reserves. Blue Jay Estates boasts an incredibly active social club with plenty of scheduled activities, shuffleboard, bocce ball courts, and a pristine community pool that is heated in the winter and chilled in the summer for year-round enjoyment. There is a designated area where residents can park their boat or RV at no additional fee when space is available. Conveniently located just minutes from beaches, shopping centers, medical facilities, golf courses, and major airports. Schedule your showing today!

165 Hickory Gate Drive, Palm Harbor
3410 Killdeer Place, Palm Harbor
$324,900
3 Beds ⋅ 2 Baths ⋅ Clearing The SubDv. ⋅ 34685 Zip Code
Welcome to this beautiful, move in ready villa in the highly desirable community of The Clearing in Palm Harbor's East Lake area. From the moment you step inside, you will appreciate the high ceilings, bright interior, and inviting open floor plan. This spacious 3 bedroom, 2 bath end unit offers 1416SF, making it one of the larger floor plans in the community. The updated kitchen features new white shaker cabinetry, new stainless appliances, and a convenient eat in kitchen area. The adjoining dining area flows seamlessly into the comfortable living room offering abundant natural light perfect for relaxing or entertaining. Sliding glass doors open to a private, screen enclosed outdoor area, providing an ideal spot to enjoy your morning coffee or unwind at the end of the day. This is a Fannie Mae Homepath Property.

3410 Killdeer Place, Palm Harbor
270 Independence Avenue Unit 10, Palm Harbor
$220,000
2 Beds ⋅ 2 Baths ⋅ Lake Tarpon Mobile Home Village SubDv. ⋅ 34684 Zip Code
Virtually Staged. OWN YOUR LAND in the Villages of Lake Tarpon! Located in the pet-friendly section of this popular 55+ community in the heart of Palm Harbor, this beautifully maintained 2-bedroom, 2-bath manufactured home offers fee-simple ownership with NO LOT RENT and monthly fees of ONLY $105! Enjoy an updated interior, beautiful tropical landscaping, and an active lifestyle in a golf cart-friendly community. From the moment you arrive, the lush landscaping, mature palm trees, and well-maintained exterior create an inviting first impression. Inside, the bright and spacious open floor plan features large tile flooring, neutral colors, and plenty of natural light. The updated kitchen offers white cabinetry, marble countertops, white appliances, and a large center island with seating. The kitchen opens to the dining and living areas, providing plenty of room for everyday living and entertaining. An additional sitting area surrounded by windows offers a comfortable space to relax, read, or enjoy the Florida sunshine. The home also features two bedrooms, two bathrooms, and the convenience of a full-size washer and dryer right in the home. One of the bedrooms features sliding glass doors that open directly onto the private raised deck, providing easy access to an outdoor space surrounded by tropical landscaping. Additional improvements include dual-pane windows that tilt inward for easy cleaning. Outside, you'll find several areas to enjoy the Florida weather, including a spacious covered carport, screened sitting area, private patio, and raised deck surrounded by tropical landscaping. There is also additional storage and workspace. One of the biggest advantages of living in the Villages of Lake Tarpon is the community itself! With monthly fees of just $105, residents enjoy a heated swimming pool, clubhouse with a full kitchen and space for community gatherings, shuffleboard, bocce ball, horseshoes, pickleball, billiards, library, card room, and organized social activities. For those who enjoy the outdoors, the community also offers a picnic and grilling area, golf practice net, and access to Lake Tarpon with a private boat ramp, dock, and fishing pier. Whether you enjoy boating, fishing, relaxing by the pool, or participating in neighborhood activities, there is plenty to keep you busy. The location is another standout feature! Everyday conveniences are close by, including Publix, Walmart, Trader Joe's, restaurants, pharmacies, medical offices, and shopping along US Highway 19. Golf enthusiasts will appreciate nearby Innisbrook Resort and other area golf courses. Just a short drive away are downtown Palm Harbor, the restaurants and shops of downtown Dunedin, the historic Tarpon Springs Sponge Docks, and the waterfront dining and entertainment throughout northern Pinellas County. Spend the day at Honeymoon Island State Park, explore the Pinellas Trail, enjoy boating and fishing on Lake Tarpon, or visit the beautiful Gulf Coast beaches. With fee-simple ownership, NO LOT RENT, monthly fees of ONLY $105, a location in the pet-friendly section, an active 55+ community, and a convenient location close to so many of the area's attractions, this home offers an opportunity to enjoy the Florida lifestyle year-round or as a seasonal retreat.

270 Independence Avenue Unit 10, Palm Harbor
3538 Pine Lake Court, Palm Harbor
$439,900
2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code
Discover the Florida lifestyle you’ve been dreaming of in Highland Lakes, Palm Harbor’s premier 55+ golf community! Enjoy the added privacy of NO REAR NEIGHBORS and peaceful green views from nearly every room. Ideally located within a short walk of the private Lake Lodge pool and amenities, this beautifully maintained 2-bedroom, 2-bath home features a desirable split-bedroom floor plan, spacious living areas, and an abundance of natural light. The welcoming tiled foyer opens to a bright and inviting main living area highlighted by beautiful bay windows. Additional features include an INDOOR LAUNDRY ROOM with a convenient utility sink, a comfortable family room, and an exceptional enclosed bonus sunroom offering additional living space and versatility. With three sets of glass sliders providing access to the primary suite, main living area, and kitchen, the sunroom creates a seamless flow throughout the home while offering a peaceful place to relax and enjoy the private green views. The well-appointed kitchen boasts granite countertops, a closet pantry, and a charming breakfast nook overlooking the greenery. The spacious primary suite offers tranquil views through the sunroom, a private bath with walk-in shower, and a walk-in closet with custom cabinetry. Enjoy added peace of mind with a 2024 ROOF, 2022 HVAC SYSTEM, and 2025 WATER SOFTENER! Best of all, this home is located safely in a NON-FLOOD ZONE and non-evacuation zone. Highland Lakes offers an outstanding array of amenities, including FREE GREEN FEES on three private executive golf courses, a clubhouse featuring entertainment and social events, fitness and recreation facilities, and a variety of arts, hobbies, and interest programs. The nearby Lake Tarpon Lodge offers a second heated pool, picnic and party facilities, a fishing pier, community pontoon boats, and secure, complimentary RV and boat storage. Whether you enjoy golf, social activities, or simply relaxing in a beautiful setting, Highland Lakes has something for everyone. Come experience the carefree Florida lifestyle and make this wonderful home your own! Some photos have been virtually staged.

3538 Pine Lake Court, Palm Harbor
30 Cherrywood Court, Palm Harbor
$497,500
3 Beds ⋅ 2 Baths ⋅ Tarpon Woods SubDv. ⋅ 34685 Zip Code
Location! Location! Location! Nice 3 Bedroom 2 Bathroom Golf Course Frontage Pool Home Located on an Oversized Cul-De-Sac Lot in the Sought-After Tarpon Woods Community. Wonderful open floorplan and split layout with laminate wood floors throughout the common areas. Home needs some finishing touches but was previous upgraded. The kitchen has plenty of cabinet and granite countertop space and features a tile backsplash. The primary bedroom suite features a walk-in closet and a private bathroom with a garden tub and a separate shower. Home also features a side load golf cart entrance, an oversized 2-car garage, an inside laundry room, a formal living and dining room space, two additional bedrooms with a shared upgraded bathroom, a covered lanai and a wonderful pool. The location is considered excellent just minutes away from shopping, dining, entertainment, schools, the John Chestnut Park, the YMCA, Pinellas Trails, all the beaches, the airport and I-275. Please call to schedule a showing today!

30 Cherrywood Court, Palm Harbor
950 Madrid Drive, Palm Harbor
$369,000
2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code
Welcome to 950 Madrid in the highly desirable Highland Lakes community of Palm Harbor! This beautifully updated home offers the perfect combination of modern improvements, comfort, and the Florida lifestyle you've been dreaming of! Thoughtfully updated and move-in ready, this home features hurricane-impact windows, new appliances, a new hot water heater, and completely replumbed plumbing throughout, providing added peace of mind for its next owner. With its beautiful updates and attention to detail, this home is ready for you to move right in and start enjoying all that Highland Lakes has to offer! Located in one of Palm Harbor's most sought-after 55+ active adult communities, Highland Lakes offers an exceptional lifestyle with an impressive array of amenities, including golf, swimming pools, tennis, pickleball, clubhouse activities, and a wonderful variety of social clubs and events. There's always something to enjoy in this vibrant and welcoming community! Conveniently located near shopping, dining, medical facilities, and the stunning Gulf Coast beaches, this home puts the best of Florida living right at your fingertips. Whether you're looking for a seasonal getaway or your forever Florida home, 950 Madrid is a wonderful opportunity to enjoy an updated, move-in-ready home in an outstanding community. Schedule your private showing today and discover why so many love calling Highland Lakes home!

950 Madrid Drive, Palm Harbor
1446 Wexford Drive N, Palm Harbor
$440,000
3 Beds ⋅ 2 Baths ⋅ Wexford Leas SubDv. ⋅ 34683 Zip Code
Welcome to this beautifully appointed 3-bedroom, 2-bathroom home offering comfort, functionality, and an excellent Palm Harbor location! The home features an attached 2-car garage with a convenient workbench, plus an inside laundry room with abundant cabinetry for extra storage. The well-designed kitchen offers granite countertops, pull-out cabinet shelving for easy access, and two pantries, providing plenty of storage and functionality. The kitchen opens to a versatile multipurpose room, creating an open and inviting flow that is perfect for everyday living and entertaining. Sliding glass doors in the living room lead directly to the pool area, making it easy to enjoy Florida living year-round. Location is hard to beat! Palm Harbor University High School, one of the area's highly regarded schools, is just down the street. Enjoy being just minutes from beautiful Gulf beaches, downtown Palm Harbor, the Dunedin Causeway, and charming downtown Dunedin, where you'll find an abundance of shopping, dining, and recreational activities. An added bonus for qualified buyers: An assumable VA loan with a competitive interest rate is available! Don't miss this opportunity to enjoy a wonderful home in a sought-after location!

1446 Wexford Drive N, Palm Harbor
2994 Windmoor Drive S, Palm Harbor
$495,000
2 Beds ⋅ 2 Baths ⋅ Wescott Square SubDv. ⋅ 34685 Zip Code
Welcome to your private retreat in the highly desirable gated community of Ridgemoor! This meticulously maintained villa showcases exceptional upgrades, thoughtful design, and tranquil conservation views that create a true model-home experience. Enjoy complete privacy and serenity from your expansive screened lanai and Trex deck, where you can relax while overlooking a beautiful preserve and watching Florida's abundant wildlife. An enclosed outdoor atrium with brick pavers and screened roofing provides additional outdoor living space ideal for entertaining or peaceful relaxation. Inside, the open and spacious floor plan features soaring living areas centered around a stunning wood-burning fireplace, complemented by newer sliding glass doors and windows that seamlessly blend indoor and outdoor living. A dedicated study/home office with custom built-in bookshelves and storage offers the perfect space for remote work or a private library. The gourmet kitchen is designed for both everyday living and entertaining, featuring a massive center island, breakfast bar, custom built-in buffet/bar cabinetry, pantry, additional storage closet, and updated appliances including a refrigerator (2020), range with Air fryer in 2020, and microwave (2022). The spacious primary suite serves as a luxurious retreat, complete with an oversized bath featuring dual vanities, a tiled walk-in shower, and an expansive custom-organized walk-in closet. Plantation shutters, ceiling fans, abundant storage throughout, and an inside utility room with upper cabinetry add convenience and style. This move-in-ready home offers significant updates: New hot and cold plumbing lines (2022), Trex decking (2019), Windows and sliding doors (2014), full house R/O system in 2022, Water Softener, Washer and Dryer in 2024, NEW AC in 2026, and NEW interior paint throughout in 2024. Additional features include a two-car garage with extra storage and low HOA fees. Residents enjoy access to the community pool, while the Ridgemoor community offers tennis courts, parks, playgrounds, and scenic surroundings. Conveniently located near shopping, dining, banking, the YMCA, medical facilities, Tampa International Airport, the Pinellas Trail, and some of Florida's beautiful Gulf beaches. Rarely does a villa combine this level of privacy, quality upgrades, natural beauty, and prime location. Simply move in and start enjoying the Florida lifestyle you've been dreaming of.

2994 Windmoor Drive S, Palm Harbor
36750 Us Highway 19 N Unit 15-115, Palm Harbor
$279,900
1 Beds ⋅ 1 Baths ⋅ Innisbrook SubDv. ⋅ 34683 Zip Code
Discover the opportunity to enjoy the sought-after Innisbrook lifestyle in this inviting ground floor condominium with a gorgeous view on Copperhead golf course. This property is an active participant in the rental pool. With an open-concept floor plan, 1 bedroom, 1 bathroom, and a private back patio oasis. Nestled among beautifully maintained grounds and the scenic surroundings of Innisbrook Resort, this residence offers an appealing setting within one of Palm Harbor's most recognized championship golf communities and resort-style amenities. Optional resort memberships may provide access to additional recreational offerings including golf, swimming pools, tennis, fitness, dining, and spa services. Conveniently located near shopping, beaches, and everything the Tampa Bay area has to offer. Whether seeking a full time residence, seasonal getaway, or investment opportunity - this property presents an opportunity to experience the lifestyle Innisbrook offers and makes so desirable.

36750 Us Highway 19 N Unit 15-115, Palm Harbor
2712 4th Court, Palm Harbor
$240,000
2 Beds ⋅ 3 Baths ⋅ Wedge Wood Of Palm Harbor SubDv. ⋅ 34684 Zip Code
Welcome to your private retreat in Palm Harbor’s desirable Wedgewood community! Nestled beneath a canopy of majestic oak trees, this beautifully maintained and updated two-story residence offers the space, privacy, and feel of single-family living with the convenience of low-maintenance ownership. Featuring 2 bedrooms, 2.5 bathrooms, and over 1,300 square feet of living space, this home blends comfort with Florida charm. The bright, inviting interior features a spacious, open-concept living area that flows seamlessly into a nearly 500-square-foot private enclosed courtyard, ideal for entertaining or relaxing in your own outdoor oasis. Upstairs, the generous primary suite features a walk-in closet, private balcony, and refreshed ensuite bathroom with a glass-enclosed shower. Additional highlights include Oak and Bamboo floors throughout, an updated guest bathroom, a convenient half bath, a laundry area with washer and dryer, ample storage, and a 2022 HVAC system. Enjoy resort-style community amenities, including a sparkling pool, spa, clubhouse, playground, tennis courts, and basketball courts. Located just a short walk from the pool and clubhouse, this residence offers easy access to the community’s recreational amenities. Conveniently situated near US Highway 19 and Tampa Road, the property is just minutes from shopping, dining, Gulf beaches, Honeymoon Island and the charming downtowns of Palm Harbor, Dunedin, and Tarpon Springs, with easy access to Tampa International Airport, Tampa, and St. Petersburg. Whether you're seeking a full-time residence or a seasonal getaway, this Wedgewood home offers an appealing combination of privacy, convenience, and carefree Florida living. Don't miss this wonderful opportunity!

2712 4th Court, Palm Harbor
3882 Lake Shore Drive, Palm Harbor
$350,000
2 Beds ⋅ 2 Baths ⋅ Lake St George-Unit Vi SubDv. ⋅ 34684 Zip Code
You'll fall in love at first sight with this gorgeous, beautifully updated home featuring an open floor plan, soaring cathedral ceilings, and timeless style in one of Palm Harbor's most sought-after neighborhoods. Meticulously maintained by its owners, this home offers the perfect blend of modern updates, thoughtful details, and move-in-ready convenience. Major improvements include a new roof in November 2024, a new AC in 2024, fresh exterior paint in 2022, and a fully remodeled kitchen in 2022. This home is high and dry in flood zone X, and NO flood insurance is required. Your front door welcomes you with private conservation views overlooking the 62-acre Lake Saint George. Enjoy the peace and quiet from your screened-in front porch, which helps keep the entrance cool during the summer while allowing the breeze to flow through. The stunning updated kitchen is sure to impress, featuring captivating granite countertops, a large single-basin sink, crisp white shaker cabinetry, a huge step-in pantry, and upscale stainless steel appliances. The eat-in kitchen offers beautiful natural light from an oversized window with a charming built-in bench seat, creating the perfect spot to enjoy your morning coffee. The spacious living room features an updated double-pane sliding glass door, bringing in even more natural light. No carpet here! Luxury waterproof vinyl flooring runs throughout the home, complemented by beautiful, clean tile in the kitchen and bathrooms. The primary bedroom offers his-and-hers closets and a private en-suite bathroom. The secondary bedroom is equally inviting, filled with natural light and featuring French doors that lead to the private patio. Outside, the fully fenced backyard offers plenty of room to relax and entertain, with a paved seating area, tiered garden, and grassy space. A water fountain creates a peaceful ambiance where you can unwind at the end of the day, watching the sunset and listening to the water flow while birds chirp nearby. Two outdoor storage sheds provide additional space for bicycles, gardening supplies, and all your extras. The washer and dryer convey with the sale, along with a handy laundry utility sink. The Lake St George Community offers a fantastic POOL, playground, tennis courts, pickleball courts, basketball courts and of course access to Saint George Lake complete with a dock and kayak launch all for the low fee of $475/year. Easy access to US-19 and McMullen Booth Rd for commuting. 25 minutes to Tampa International Airport, 20 minutes to the St Pete/Clearwater Airport, 7 miles to the white sand Honeymoon Island Beach, 10 minutes to multiple boat ramps, 4 miles from the Countryside Mall, 5 minutes to Target, Publix, and Walmart. The Pinellas County Trail Extension is only 1 mile away for biking and scenic exercise. Close to shopping, dining and medical facilities. Palm Harbor is known for its excellent schools. This home is zoned for top A-Rated elementary, middle & high schools! Schedule your showing now, this move-in-ready home will not last long!

3882 Lake Shore Drive, Palm Harbor
2375 Fox Chase Boulevard Unit 241, Palm Harbor
$148,000
2 Beds ⋅ 2 Baths ⋅ Fox Chase West Condo SubDv. ⋅ 34683 Zip Code
Welcome to this beautifully situated ground-floor corner condo, offering an inviting combination of comfort, convenience, and exceptional value. Built with durable block construction and featuring a new roof in 2017, this light and bright residence is an opportunity you won’t want to miss. The corner location provides an abundance of natural light, while the ground-floor setting makes everyday living easy. Your assigned parking space is just steps from the front door, and the community pool, tennis courts, clubhouse, and recreation areas are all just a short stroll away. Inside, the spacious living and dining areas create a comfortable setting for relaxing or entertaining. The well-equipped kitchen features a newer range, dishwasher, and refrigerator. A dedicated laundry room includes a washer and dryer, along with additional storage space. The generous primary suite offers a walk-in closet and private en-suite bathroom with a convenient walk-in shower. Step outside to the screened lanai, an ideal spot to enjoy your morning coffee or unwind at the end of the day while adding even more usable living space. Residents enjoy an impressive selection of community amenities, including a clubhouse with a pool table, ping pong, and fitness equipment, along with a sparkling pool, tennis courts, shuffleboard, picnic area, barbecue grills, and playground. This location is hard to beat. You’re conveniently close to schools, restaurants, shopping, parks, and some of the area’s most popular destinations, including Clearwater Beach, Honeymoon Island, Fred Howard Park, the Tarpon Springs Sponge Docks, and charming downtown Dunedin. Opportunities like this are hard to find in this price range. Come see this condo and discover the value, convenience, and lifestyle it has to offer before it’s gone!

2375 Fox Chase Boulevard Unit 241, Palm Harbor
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